DebtTracker: IOU & Money Owed

Who owes you money — and who do you owe? DebtTracker keeps every IOU, personal loan and repayment in one private ledger. No account. No subscription. No ads. Lent a friend cash for concert tickets? Borrowed from family to cover rent? Log it in seconds, record partial payments as they come in, and get a reminder before the due date. When it's paid off, settle it with one tap. WHAT YOU CAN DO • Track money you lent and money you borrowed, person by person • See each person's net balance at a glance • Record partial payments and installments • Edit any entry, any time • Set due dates and get reminder notifications • Send a payment reminder in a friendly, polite or firm tone via Messages, WhatsApp or any app • Settle in full with one tap, then share a "Paid in full" receipt image • Attach receipt photos to a record • Swipe actions and recent-people quick picks for fast entry YOUR DATA STAYS YOURS • No account, no sign-up • Your records stay on your iPhone • Face ID lock • Full backup & restore to a file in Files or iCloud Drive — free for everyone, so a new phone never means lost records • CSV export FREE • Up to 5 open records • Partial payments, due-date reminders and reminder messages • Backup & restore, CSV export, Face ID and dark mode PRO — ONE-TIME PURCHASE • Unlimited records • Analytics studio: cash flow, 12-month balance history, collection rate, categories and overdue aging • Payoff planner built around your monthly budget • PDF and image statements for each person • 6 custom app icons • All future PRO features included Try PRO free for 7 days. Then pay once and it's yours — no subscription, no renewals. GREAT FOR • Friends who lend each other money • Roommates splitting rent and bills • Family loans and advances • Anyone who wants a simple, private IOU book Download DebtTracker and always know where every loan stands.