Spendline: Save & Budget
Denis Mozhayko Finance iPhoneiPadiPod touch
Spendline: Save & Budget is a free Finance app for iPhone and iPad by Denis Mozhayko. Requires iOS 18.4. Updated October 24, 2026.
- Price
- Free
- on the App Store
- Size
- 68 MB
- Age 9+
- Updated
- Oct 24
- 2026 · v2.0.0
Screenshots
About Spendline: Save & Budget
Spendline tells you one number every day: what's safe to spend. Built for people in their 20s and 30s in expensive cities - where £4 coffees, £14 lunches, and £25 nights out quietly add up to thousands a year you never planned to lose. Most banking apps show you what you already spent. Spendline shows you what happens if you keep going - and how to change it. WHAT IT DOES • Splits your monthly income into Bills, Savings, and Spending automatically - so you always know your floor • Finds your "leaks"- the small recurring spends draining thousands a year without you noticing • Shows your safe-to-spend for today, this week, and the months ahead • Builds named savings funds with real goals - and prints you a receipt when you hit one • Maps a debt-free date if you have repayments, at a pace you choose • Refills your spending envelopes every payday, so every month starts clean WHY IT'S DIFFERENT Spendline works from your income and your committed costs - showing you what you can safely spend today without breaking next month. No endless transaction lists. No spreadsheets. Just one honest number and a plan to reach your goals. Thousands in leaks, a real savings habit, and a debt-free date - most people find all three in their first session. PREMIUM Unlocks the full toolkit: leak detection, savings goals with shareable receipts, the debt-free timeline, spending envelopes, and your long-term projection. 7-day free trial, then £7.99/month or £59.99/year. Cancel anytime. Projections are illustrative and not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.getspendline.com/privacy.html
What’s new
Version 2.0.0 · Updated October 24, 2026
Spendline 2 is our biggest update yet. • A completely rebuilt onboarding that turns your income, bills, subscriptions, spending, savings and debt into one clear plan. • A redesigned Spendroom showing what you have left in total, with daily guidance when you need it. • Wallet Capture brings Apple Pay purchases into Spendline through Apple Shortcuts, ready to review and categorise from Home. • New card-based budgets for necessities, lifestyle and joy. • Clearer savings forecasts, debt repayment plans and weekly statements. • Faster transitions, smoother number entry and dozens of fixes throughout the app. Every pound has a place. Now it’s easier to see where yours can take you.
App privacy
The developer, Denis Mozhayko, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: User ID
- Financial Info: Payment Info, Other Financial Info
Used for: Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
Used for: Analytics, App Functionality
Alternatives to Spendline: Save & Budget
Looking for apps like Spendline: Save & Budget? Here are 6 similar apps on the App Store. The highest rated is Expense Tracker - DaTrack (4.8/5), and all 6 are free to download.
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Wallop - Budget Tracker
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Expense Tracker - DaTrack
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Debt Tracker - Balance Due
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Money in Motion
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Financielle: Budget Planner
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ClearDebt: Debt Payoff Planner
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Spendline: Save & Budget | – | Free | October 24, 2026 | |
| Wallop - Budget Tracker | – | Free | Oct 16, 2026 | Compare |
| Expense Tracker - DaTrack | 4.8 / 5 (786) | Free | Oct 15, 2026 | Compare |
| Debt Tracker - Balance Due | 1.0 / 5 (1) | Free | Oct 25, 2026 | Compare |
| Money in Motion | – | Free | Apr 16, 2026 | Compare |
| Financielle: Budget Planner | 4.4 / 5 (183) | Free | Nov 25, 2025 | Compare |
| ClearDebt: Debt Payoff Planner | – | Free | Oct 23, 2026 | Compare |