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Screenshots

  • Spendline: Save & Budget screenshot 1
  • Spendline: Save & Budget screenshot 2
  • Spendline: Save & Budget screenshot 3
  • Spendline: Save & Budget screenshot 4

About Spendline: Save & Budget

Spendline tells you one number every day: what's safe to spend. Built for people in their 20s and 30s in expensive cities - where £4 coffees, £14 lunches, and £25 nights out quietly add up to thousands a year you never planned to lose. Most banking apps show you what you already spent. Spendline shows you what happens if you keep going - and how to change it. WHAT IT DOES • Splits your monthly income into Bills, Savings, and Spending automatically - so you always know your floor • Finds your "leaks"- the small recurring spends draining thousands a year without you noticing • Shows your safe-to-spend for today, this week, and the months ahead • Builds named savings funds with real goals - and prints you a receipt when you hit one • Maps a debt-free date if you have repayments, at a pace you choose • Refills your spending envelopes every payday, so every month starts clean WHY IT'S DIFFERENT Spendline works from your income and your committed costs - showing you what you can safely spend today without breaking next month. No endless transaction lists. No spreadsheets. Just one honest number and a plan to reach your goals. Thousands in leaks, a real savings habit, and a debt-free date - most people find all three in their first session. PREMIUM Unlocks the full toolkit: leak detection, savings goals with shareable receipts, the debt-free timeline, spending envelopes, and your long-term projection. 7-day free trial, then £7.99/month or £59.99/year. Cancel anytime. Projections are illustrative and not financial advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.getspendline.com/privacy.html

What’s new

Version 2.0.0 · Updated October 24, 2026

Spendline 2 is our biggest update yet. • A completely rebuilt onboarding that turns your income, bills, subscriptions, spending, savings and debt into one clear plan. • A redesigned Spendroom showing what you have left in total, with daily guidance when you need it. • Wallet Capture brings Apple Pay purchases into Spendline through Apple Shortcuts, ready to review and categorise from Home. • New card-based budgets for necessities, lifestyle and joy. • Clearer savings forecasts, debt repayment plans and weekly statements. • Faster transitions, smoother number entry and dozens of fixes throughout the app. Every pound has a place. Now it’s easier to see where yours can take you.

App privacy

The developer, Denis Mozhayko, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID
  • Financial Info: Payment Info, Other Financial Info

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data

Used for: Analytics, App Functionality

Alternatives to Spendline: Save & Budget

Looking for apps like Spendline: Save & Budget? Here are 6 similar apps on the App Store. The highest rated is Expense Tracker - DaTrack (4.8/5), and all 6 are free to download.

Spendline: Save & Budget vs. alternatives
App Rating Price Last updated Compare
Spendline: Save & Budget – Free October 24, 2026
Wallop - Budget Tracker – Free Oct 16, 2026 Compare
Expense Tracker - DaTrack 4.8 / 5 (786) Free Oct 15, 2026 Compare
Debt Tracker - Balance Due 1.0 / 5 (1) Free Oct 25, 2026 Compare
Money in Motion – Free Apr 16, 2026 Compare
Financielle: Budget Planner 4.4 / 5 (183) Free Nov 25, 2025 Compare
ClearDebt: Debt Payoff Planner – Free Oct 23, 2026 Compare

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