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  • ClearDebt: Debt Payoff Planner screenshot 1
  • ClearDebt: Debt Payoff Planner screenshot 2
  • ClearDebt: Debt Payoff Planner screenshot 3
  • ClearDebt: Debt Payoff Planner screenshot 4

About ClearDebt: Debt Payoff Planner

See your estimated debt-free date and build a payment plan you can follow. ClearDebt is a debt payoff planner and tracker for credit cards, loans and other debts. Compare Snowball and Avalanche, understand your repayment timeline and track your progress as you pay balances down. BUILD YOUR PAYOFF PLAN Enter your balances, interest rates, minimum payments and the amount you can put towards debt each month. ClearDebt turns those details into a repayment schedule and estimated debt-free date. COMPARE SNOWBALL AND AVALANCHE See how both strategies affect your payoff time and estimated interest: • Snowball prioritizes your smallest balance for earlier milestones. • Avalanche prioritizes your highest interest rate. Compare the results on your phone and choose the approach that fits your goals. TRACK PAYMENTS AND PROGRESS • Keep your credit cards, loans and other debts together. • Record payments and extra payments. • View upcoming payments in the payment calendar. • Set reminders for payment dates. • Follow your progress towards becoming debt-free. PLAN YOUR MONTHLY BUDGET Organize income and expenses to understand your monthly spending and the amount available for debt repayment. GO FURTHER WITH CLEARDEBT PRO An optional Pro subscription unlocks additional features: • Import supported credit statements, including PDFs, and review extracted details before adding debts. • Import bank transactions for your budget. • Use cloud backup and sync. Statement import requires a paid Pro subscription. Subscription prices and billing periods are shown before purchase. Manage or cancel subscriptions in your Apple Account settings. Payoff dates and interest amounts are estimates based on the information you enter. Update your balances and regenerate your plan when your details change. Feedback or questions: [email protected] Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.merakisoftworks.com/cleardebt/privacy.html

What’s new

Version 2.0.0 · Updated October 23, 2026

Update brings support for iPhone Duo

Alternatives to ClearDebt: Debt Payoff Planner

Looking for apps like ClearDebt: Debt Payoff Planner? Here are 6 similar apps on the App Store. The highest rated is Debt Payoff Planner: Tracker (5.0/5), and all 6 are free to download.

ClearDebt: Debt Payoff Planner vs. alternatives
App Rating Price Last updated Compare
ClearDebt: Debt Payoff Planner – Free October 23, 2026
Debt Tracker - Balance Due 1.0 / 5 (1) Free Oct 25, 2026 Compare
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Track Debt Free: DebtBuddy 5.0 / 5 (1) Free Feb 23, 2026 Compare

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