myfinance — AI Money Tracker

myfinance is a privacy-first personal finance app with an AI assistant built in. Track income, expenses, debts, goals, recurring bills, and insurance — then just ask about your money in plain language. CHAT WITH YOUR FINANCES • "What did I spend on groceries this month?" — grounded answers from your real data, not guesses • Log expenses conversationally: "I paid 660 yen for bike insurance monthly" files it in the right place, after your confirmation • Every AI-proposed entry shows a confirmation card — you are always the final author SCAN RECEIPTS • Point the camera at a paper receipt; items, totals, tax, and payment method are extracted automatically • Built for Japanese receipts (コンビニ・スーパー・レシート) — full-width digits, 合計/小計, faded thermal print • Works offline with on-device recognition; cloud scanning for tougher receipts SEE WHAT'S COMING • 90-day cashflow forecast: card statement debits (締め日・引き落とし日, 分割払い・ボーナス払い supported), recurring bills, insurance premiums, debt minimums, goal contributions • Budgets with monthly progress, spending breakdowns, and trends • Insurance expiry warnings with tap-to-call your insurer • Debt payoff planner: snowball or avalanche, month by month PRIVATE BY DESIGN • Your financial records live on your device, not on our servers • No ads, no tracking SDKs, no selling data — ever • Face ID lock built in; receipt images auto-delete after 30 days (configurable) • Card numbers are actively rejected — the app refuses to store them • Use it instantly with no account; add Sign in with Apple only if you want your credits to survive a device change LANGUAGES English, 日本語, Монгол хэл — including yen-first formatting (¥1,234) and Japanese date handling. AI features use credits. New users get free welcome credits to try everything; credit packs are available as in-app purchases. Everything else — tracking, budgets, receipts on-device, forecasts — is free and works offline. myfinance is informational and not financial advice. AI output can make mistakes; you confirm every entry before it is saved. Privacy policy: https://myfinance.zon.mn/privacy Terms: https://myfinance.zon.mn/terms