Creddy: Credit Card Rewards

Creddy turns every credit, lounge perk, and statement credit on your premium rewards cards into one tappable list of perks you'll actually use - so you claim what you're owed instead of leaving money on the table. Add the cards you carry - Amex Platinum, Chase Sapphire Reserve, Capital One Venture, Citi Premier, and 140+ others from the built-in catalog. Creddy pulls every trackable benefit ($200 hotel credit, $300 travel credit, lounge access, Global Entry, Resy credit, and dozens more) and shows you what resets when, what's worth using next, and what's about to expire. Track your points and miles too - see balances across your travel and hotel loyalty programs, plus elite status, all in one wallet. Smart Sort surfaces the credit most worth your attention - balancing dollar value, urgency, and how recently you've used it. Tap to log a redemption in seconds; the progress slider updates live, the cap is enforced, and the next reset date is always visible. Welcome bonus tracker watches your minimum spend and pings you before the window closes. Renewal reminders land 30 / 7 / 1 days before the annual fee hits - decide on retention or downgrade before the bill, not after. Auto-tracking is completely optional - Creddy works fully without it, and you can keep logging credits yourself. If you turn it on, you link a US credit card account through Plaid with read-only access, and Creddy suggests the statement credits that post so you can confirm them instead of logging them by hand. Creddy never sees your bank password, and you can disconnect anytime. Pro unlocks unlimited cards, a monthly insights dashboard (total credits used, savings vs annual fee, top under-used benefits), and custom benefits that aren't in the catalog. Creddy is an independent app and is not affiliated with American Express, Chase, Citi, or any card issuer. Manual tracking never needs a bank login, and we never store card numbers or sell data. Every dollar amount and reset date lives on your device and in your private Creddy profile, and if you turn on Auto-tracking, your linked card activity is stored there too - all used only to track your own benefits and remind you before they expire. Creddy Pro is available as an auto-renewable Monthly or Yearly subscription - Yearly includes a 7-day free trial for new subscribers - or as a one-time Lifetime purchase (no renewal). Monthly, Yearly and Lifetime include Auto-tracking, which links a US credit card account through Plaid, read-only, and suggests posted statement credits for you to confirm. If you bought the earlier Lifetime plan, you can add Auto-tracking as a monthly or yearly subscription. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://getcreddy.com/terms Privacy Policy: https://getcreddy.com/privacy Built by Brewapps LLC. Privacy + Terms at getcreddy.com.