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About Atlantic: Budget & Expenses

Atlantic is a simple personal finance app designed to help you track expenses, manage monthly budgets, and understand where your money is going. Built for everyday use, Atlantic gives you a clear money management system without complex accounting screens, mandatory bank connections, or unnecessary setup. Add expenses, income, and transfers in seconds, monitor your spending, and stay in control of your financial goals. TRACK DAILY SPENDING Use Atlantic as your daily expense tracker, spending tracker, income and expense tracker, and transaction tracker. Record transactions manually, organise them clearly, and keep your financial information current without relying on automatic bank syncing. Atlantic supports: • Expenses, income, and transfers • Multiple accounts and categories • Payees, tags, and notes • Pending transactions • Recurring transactions • Powerful search and filters • Manual expense tracking • Offline expense tracking MANAGE MONTHLY BUDGETS Create category budgets, monitor live progress, and see how much money you have left in the current budget cycle. Atlantic works as a monthly budget planner that helps you track monthly expenses, identify overspending early, and adjust your spending before the month gets away from you. Whether you want to plan a monthly budget, manage salary expenses, reduce unnecessary spending, or build better financial habits, Atlantic gives you a simple system you can use consistently. SEE THE BIG PICTURE The Atlantic Dashboard brings your personal finances together in one clear view. Review: • Account balances • Budget progress • Income versus expenses • Top spending categories • Monthly spending trends • Recurring transactions • Cash flow • Financial insights Atlantic helps you move beyond simply recording transactions. It gives you a clearer understanding of your spending patterns, budget health, and overall cash flow. BUILT FOR REAL LIFE Budgeting is not always perfect. Atlantic is designed to help you stay consistent, even when you miss a few days or spend more than planned. Fast transaction entry, clear summaries, reminders, recurring transactions, and a forgiving habit loop make it easier to return to your budget and keep moving forward. Use Atlantic to track daily spending, control overspending, review monthly expenses, manage personal finances, and understand exactly where your money is going. PRIVATE, LOCAL-FIRST, AND OFFLINE Your financial data is stored locally on your device for speed, privacy, and offline access. Atlantic can be used as an offline expense tracker and a budget app without bank connection. Enter transactions manually and stay in control of your financial data without depending on automatic bank syncing. Sign in only when you want cloud sync and a consistent financial view across your iPhone and iPad. SIMPLE MONEY MANAGEMENT Atlantic is built for individuals who want a lightweight and easy expense tracker without complicated accounting tools. Use it as a: • Personal finance app • Money management app • Simple budget app • Daily expense tracker • Spending tracker • Income and expense tracker • Monthly budget planner • Money tracker • Cash flow tracker • Manual expense tracker • Recurring expense tracker • Offline expense tracker ATLANTIC PRO Start with core budgeting and expense tracking features for free. Upgrade to Atlantic Pro for: • Higher usage limits • Automation • Data exports • Deeper spending insights • Advanced analytics • More control over accounts and categories • Expanded budgeting tools • Recurring transaction management • Tags, payees, and reminders Atlantic helps replace money stress with a clearer daily system. Track expenses, monitor budgets, review cash flow, understand spending patterns, and manage everyday money with confidence. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atlanticbudget.com/privacy-policy.html

What’s new

Version 1.06 · Updated August 3, 2026

What's New? * Budgets are unlimited for everyone, add as many categories as you need, Free or Pro * Budgets now carry forward fully into the new month, even if you’ve already added some * Transactions calendar jumps to the current budget month when the period rolls over * More reliable budgets across devices, with fewer unexpected disappearing budgets * Smoother transaction list updates after edits, deletes, and related changes

App privacy

The developer, Lakshmi Ananth, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction

Used for: Analytics, App Functionality

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