SmartSpent - Money Manager
Jayco Bea Finance iPhoneiPadiPod touchApple Watch
SmartSpent - Money Manager is a free Finance app for iPhone and iPad by Jayco Bea. Requires iOS 18.6. Updated June 25, 2026.
- Price
- Free
- on the App Store
- Size
- 14 MB
- Age 4+
- Updated
- Jun 25
- 2026 · v1.7.2
Screenshots
About SmartSpent - Money Manager
SmartSpent is the money manager your iPhone deserves — built entirely with Apple technologies, designed from the ground up to feel native on iOS. No bloat. No subscriptions. Just a thoughtful, private app for your finances. TRACK SPENDING YOUR WAY - Scan receipts with your camera to auto-fill transaction details - Add transactions manually or from your Apple Watch - Manage multiple accounts and wallets in one place - Record transfers between accounts - Organise with built-in and custom categories BILLS & INSTALLMENTS Never miss a payment. Track all your recurring bills in one place and get notified before they're due. Log credit card installment plans and watch your progress month by month. STAY ON BUDGET Set monthly budgets and see exactly where you stand at a glance. SmartSpent shows your spending trends so you can make smarter decisions before the month is over. AI-POWERED INSIGHTS SmartSpent uses Apple Intelligence to surface patterns in your spending — analysed entirely on your device, never sent anywhere. BUILT FOR THE APPLE ECOSYSTEM SmartSpent lives where you do — across every Apple device and surface: - Apple Watch app for lightning-fast transaction entry on your wrist - Home Screen widget shows your balance without opening the app - iCloud sync keeps your data in perfect harmony across all your devices - Face ID keeps your finances visible only to you - Multi-currency support for travellers and international users - Export your data any time in a format you can use PRIVATE BY DEFAULT Your financial data stays on your device. No third-party analytics. No cloud servers we control. Just your numbers, protected by the same security that runs your iPhone.
What’s new
Version 1.7.2 · Updated June 25, 2026
Tap-Through Insights on Home Your Home summary is now interactive. Tap Expense or Income to see every transaction for the selected period in one focused list. Tap any slice in the category legend to drill into that category's transactions. Tap a row to open it for editing — no detours through the Wallet tab. Settle All for Debts Wiping the slate clean is now one tap. The Debt Tracker has a new menu action to settle every active debt at once, and the per-person view lets you settle everything you have with a specific person. A confirmation step keeps you safe from accidents, and you can still reopen any debt from its detail view. Smoother Add Debt Flow The "Deduct from wallet" account selector has been redesigned as a horizontal row of cards showing each account's icon, name, and live balance — or available credit, for credit cards. Picking the right account is now a glance instead of a hunt. Bug Fixes & Polish • Fixed credit card balances drifting out of sync after editing or deleting a debt payment charged to a credit card • Replaced the cramped onboarding currency dropdown with the full searchable currency picker • Minor cleanup and stability improvements under the hood
App privacy
The developer, Jayco Bea, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to SmartSpent - Money Manager
Looking for apps like SmartSpent - Money Manager? Here are 6 similar apps on the App Store.
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BillWise: Bill Payment Tracker
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Gastify: Spending & Bills
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PayoffPath: Debt Payoff
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ExpenTrace: Expense Tracker
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PayShift
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Doozy Finance
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| SmartSpent - Money Manager | – | Free | June 25, 2026 | |
| BillWise: Bill Payment Tracker | – | Free | Oct 14, 2026 | Compare |
| Gastify: Spending & Bills | – | Free | Oct 12, 2026 | Compare |
| PayoffPath: Debt Payoff | – | Free | Oct 5, 2026 | Compare |
| ExpenTrace: Expense Tracker | – | Free | Oct 2, 2026 | Compare |
| PayShift | – | Free | Oct 15, 2026 | Compare |
| Doozy Finance | – | Free | Oct 21, 2026 | Compare |