FLOW: Personal Finance

Know what you can spend today. FLOW turns your paycheck, bills and subscriptions into one simple daily number — and replaces the budget spreadsheet for good. Set your income, add your recurring payments, and log what you spend. FLOW works out what's left each day and each month, and how you're tracking against your savings goal. FEATURES • Daily budget, monthly spending and savings progress on one dashboard • Salary mode: automatic paychecks (weekly, bi-weekly, semi-monthly, monthly) • Subscriptions and recurring bills added for you every month — pause or stop any time • Monthly savings goals, with extra-paycheck months detected automatically • Month-by-month breakdown with search across every month • Spreadsheet view for line-by-line review and quick edits • Custom categories and colors • Achievements and a Flow Score to keep you logging FLOW PRO • Analytics with monthly and yearly charts • Category budgets with progress tracking • Export to CSV • Bank-statement-style PDF reports Sign in with Apple keeps your data secure. No ads, no tracking, no third-party data sharing.