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About CapEx - Budget & Expense

CapEx is your personal AI money coach - helping you track spending, hit your savings goals, and get smarter about money, automatically. SOFIA - YOUR AI FINANCIAL ADVISOR Chat with Sofia, your built-in AI advisor. Ask questions, get personalized financial plans, and receive proactive alerts when your spending habits change. Sofia knows your goals and helps you stay on track. EFFORTLESS EXPENSE TRACKING Log expenses in seconds by voice, photo, or manual entry. CapEx automatically categorizes transactions and gives you a clear picture of where your money goes. AUTO BANK SYNC Connect your bank and CapEx syncs transactions automatically. No manual entry required - just instant visibility into your finances. RECEIPT SCANNING Snap a photo of any receipt and CapEx extracts the amount, merchant, and category automatically using AI. VOICE LOGGING Say "I spent $45 at Woolworths" and CapEx logs it instantly. Hands-free expense tracking that fits your life. SMART BILL PREDICTIONS CapEx predicts upcoming bills based on your spending patterns and alerts you before they're due, so you're never caught off guard. GOALS & INSIGHTS Set a financial goal - save for a house, pay off debt, build an emergency fund - and CapEx tracks your progress with beautiful charts and weekly insights. SHARED SAVINGS PODS Create a savings Pod with partner, friends or family, contribute together, and track your shared goal in real time. PREMIUM Unlock unlimited AI advice, bank sync, receipt scanning, voice logging, and advanced goal tracking. ——— CapEx Premium is available as a monthly ($9.99/month) or yearly ($79.99/year) auto-renewing subscription. Saves over 30% annually. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your iPhone Settings > Apple ID > Subscriptions. Privacy Policy: https://capexgrow.win/privacy Terms of Service: https://capexgrow.win/terms

What’s new

Version 1.1.1 · Updated June 4, 2026

- Shared Pod contributions now sync across all members' devices - everyone sees the same total and progress in real time - Bank connection (Basiq/Plaid) now auto-detects your country calling code, making phone number entry faster and easier - Pods that exceed their funding goal now correctly show the actual percentage (e.g. 108%) with an Overfunded! celebration

App privacy

The developer, Cross Cloud Partners, reported these privacy practices to Apple.

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Phone Number

Used for: App Functionality

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