Qaizo — AI Personal Finance

Qaizo is a personal finance app that keeps tracking simple and gives you a real picture of where your money goes. Log a transaction in seconds — type a quick note, photograph a receipt, or say it out loud. The AI reads the amount, category and merchant so you don't have to. For things you buy every day, save a quick-template and add it in one tap. The built-in AI assistant is powered by Gemini. It watches your spending patterns, flags when a category is running hot, and answers questions about your finances in plain language. Ask what you spent most on last month, or how long it'll take to hit a savings goal — you get a real answer, not a generic tip. All your accounts in one place: cash, bank, credit, investments, crypto and real estate. Live exchange rates update automatically, crypto prices pull from CoinGecko, stock prices from Yahoo Finance. Recurring payments are automated — salary, subscriptions, rent, transfers between your own accounts. Everything is visible thirty days ahead, confirmed or skipped with one tap, fully editable on the day. Reminders arrive before and on the day, with separate alerts for contracts about to expire. A built-in calendar shows every transaction on a monthly grid. Tag entries with chips you choose, or group spending by Project — renovation, vacation, wedding — and see the total cost of each. Create categories on the fly. Budgets attach to categories. Savings goals track progress with projected finish dates. Each account has its own balance-history chart. Monthly reports export as a branded PDF. Also: smart shopping list with price history, CSV and Excel import, dark / light / AMOLED themes, biometric and PIN lock, streak tracker. No bank connection — everything in Qaizo is what you put there, or what the AI read off a receipt. Works offline, syncs when the network returns. No paid subscriptions for basic features, no ads.