Exspendse: AI Expense Tracker
Anton Prasetyo Finance iPhoneiPadiPod touch
Exspendse: AI Expense Tracker is a free Finance app for iPhone and iPad by Anton Prasetyo. Requires iOS 16.0. Updated August 11, 2026.
- Price
- Free
- on the App Store
- Size
- 94 MB
- Age 4+
- Updated
- Aug 11
- 2026 · v1.13.6
Screenshots
About Exspendse: AI Expense Tracker
Track expenses, manage budgets, and get AI-powered financial insights—all offline. Exspendse is a privacy-first expense tracker with on-device AI, military-grade encryption, and no account required. Your financial data stays on your device, period. **WHY CHOOSE EXPENDSE?** **AI Financial Advisor** - Chat with your personal finance assistant for customized spending insights, budget recommendations, and financial answers. Powered by on-device AI, your questions never leave your phone. **100% Offline** - Track expenses anywhere without internet. Perfect for travel and areas with poor connectivity. Your data is stored locally and synced only when you choose. **Privacy First** - Bank-level AES-256 encryption protects your financial data. No account required, no cloud storage, no data collection. What happens on your phone stays on your phone. **Subscription Tracker** - Never forget a recurring payment again. Track all your subscriptions in one place, get renewal reminders, and see exactly how much you're spending monthly. **Multi-Currency Support** - Automatic exchange rate updates for 150+ currencies. Perfect for travelers, expats, and international business. **CORE FEATURES** **Expense Tracking** - Log expenses in seconds with intuitive interface - Categorize spending (Food, Transport, Shopping, Entertainment, etc.) - Add notes, photos, and location to expenses - Daily, weekly, and monthly expense summaries **Budget Management** - Set monthly budgets by category - Real-time budget progress tracking - Smart alerts when approaching budget limits - Historical budget vs actual spending analysis **AI-Powered Insights** - Ask "What did I spend on groceries this month?" - Get personalized saving recommendations - Predict future expenses based on history - Natural language chat interface (no complex queries) **Subscription Management** - Auto-detect recurring expenses - Track Netflix, Spotify, gym memberships, and more - Renewal reminders before billing - Total subscription cost overview **Multi-Currency** - Support for 150+ global currencies - Real-time exchange rate updates - Perfect for travel and international finances - Automatic currency conversion **Security & Privacy** - AES-256-GCM encryption (military-grade) - PBKDF2 key derivation (120,000 iterations) - Local data storage (no cloud by default) - Optional encrypted Google Drive backup - No account or email required **Accessibility & Localization** - Available in 12 languages - Beautiful dark mode support - VoiceOver and screen reader compatible - High contrast UI for visibility **USE CASES** **For Daily Life:** - Track morning coffee, lunch, groceries - Monitor monthly subscriptions - Stay within budget limits - Understand spending patterns **For Travelers:** - Log expenses in any currency - Works offline without roaming - Track travel budgets - Multi-currency trip summaries **For Freelancers:** - Separate business and personal expenses - Track income and expenses - Generate financial reports - Export data for taxes **For Families:** - Shared household budget tracking - Subscription cost monitoring - Financial health insights - Teaching kids about money management **HOW IT WORKS** 1. **Download** - No account required. Open and start tracking immediately. 2. **Add Expenses** - Log expenses in seconds with quick-add buttons. 3. **Set Budgets** - Create budgets by category for better financial control. 4. **Ask AI** - Chat with your AI assistant for insights and recommendations. 5. **Stay Offline** - Everything works locally. No internet needed. **PREMIUM FEATURES** Upgrade to Exspendse Premium for unlimited access:
What’s new
Version 1.13.6 · Updated August 11, 2026
• On-device AI now shows thinking in a collapsible bubble • Re-enabled Metal GPU acceleration for faster AI responses on iOS • Fixed iOS infinite loop after AI response completes • Fixed duplicated text appearing inside thinking bubble • Improved AI streaming performance with batch tuning • Thinking bubble is now tappable during streaming • Various stability and crash fixes for AI chat Thank you for using Exspendse! Your data stays private on your device.
App privacy
The developer, Anton Prasetyo, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location: Precise Location
- Identifiers: Device ID
- Diagnostics: Crash Data, Performance Data
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Location: Precise Location
- Identifiers: Device ID
- Diagnostics: Crash Data, Performance Data
Used for: Analytics
Alternatives to Exspendse: AI Expense Tracker
Looking for apps like Exspendse: AI Expense Tracker? Here are 6 similar apps on the App Store. The highest rated is Finance Suite Pro (5.0/5), and all 6 are free to download.
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Finance Suite Pro
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KeepFlow
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Saldera: Expense Tracker
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The Retirement Planner.
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My Money Life: Finance Planner
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EXPND – Expense Tracker
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Exspendse: AI Expense Tracker | – | Free | August 11, 2026 | |
| Finance Suite Pro | 5.0 / 5 (1) | Free | Apr 27, 2026 | Compare |
| KeepFlow | – | Free | Aug 24, 2026 | Compare |
| Saldera: Expense Tracker | – | Free | Aug 26, 2026 | Compare |
| The Retirement Planner. | – | Free | May 29, 2026 | Compare |
| My Money Life: Finance Planner | – | Free | Aug 9, 2026 | Compare |
| EXPND – Expense Tracker | – | Free | Jul 31, 2026 | Compare |