MoneyBadger Budget

MoneyBadger Budget tells you exactly where to put your money, before you spend a dime. Most budgeting apps track what you've already spent. MoneyBadger is different. It's prescriptive: you tell it your take-home pay, and it gives you a specific dollar amount for every part of your life, housing, retirement, savings, fun money, using a 50/30/20 framework with categories tuned to how essential workers actually get paid. WHO IT'S FOR Built for the people who serve the country: - Firefighters - Police & corrections officers - EMTs and paramedics - Nurses - Teachers - Active-duty military - Veterans - 911 dispatchers If your paycheck has overtime, union dues, BAH/BAS, a pension, a 457(b), or PSLF, generic budgeting apps weren't built for you. MoneyBadger was. HOW IT WORKS 1. Pick your profession 2. Enter your take-home pay (weekly, bi-weekly, twice-monthly, or monthly) 3. Get your full budget in seconds That's it. No bank connection. No account required. No tracking app to live in. YOUR PLAN INCLUDES - Monthly budget across all categories (housing, food, transport, utilities, healthcare, lifestyle, retirement, sinking funds, emergency fund) - Profession-aware categories (union dues, pension contributions, BAH, PSLF eligibility surfaced where relevant) - 50/30/20 rule applied with clear allocations - Automatic Debt Attack Mode if you carry student loans, credit cards, or a car note - Future Self projections at 1, 5, and 10 years (in the full plan) - Recommended account structure (checking, HYSA, retirement) - Sources and methodology you can audit BUILT ON RESEARCH Founded by a Wharton MBA student. Defaults grounded in: - U.S. Bureau of Labor Statistics - Consumer Expenditure Surveys - USDA Food Plans Cost Reports - Warren & Warren Tyagi (2005), "All Your Worth" - Thaler & Benartzi (2004), "Save More Tomorrow" - MIT Living Wage Calculator PRIVACY POSTURE We don't sell, rent, or broker your data. Ever. The numbers you enter stay on your device. No bank connection required. No account to create. NOT FINANCIAL ADVICE MoneyBadger Budget is an educational and budgeting tool, not a registered investment advisor. Our defaults are research-backed and transparent, but you (or a licensed advisor) make the final call. Questions? [email protected]