Moniva: AI Expense Tracker
Kelvin Muinde Finance iPhoneiPadiPod touch
Moniva: AI Expense Tracker is a free Finance app for iPhone and iPad by Kelvin Muinde. Requires iOS 15.0. Updated May 13, 2026.
- Price
- Free
- on the App Store
- Size
- 51 MB
- Age 4+
- Updated
- May 13
- 2026 · v1.0
Screenshots
About Moniva: AI Expense Tracker
Managing your money shouldn't feel like a second job. Moniva is your AI-powered financial assistant that automates budgeting, tracks expenses, and manages your freelance income all without manual data entry. Just talk to Moniva, snap a picture of a receipt, or upload a screenshot of your subscriptions, and our smart AI does the rest. WHY CHOOSE MONIVA? • Start Instantly: No email, phone number, or credit card required to start. Try Guest Mode immediately and see the magic for yourself. • 7-Day Free Premium: Everyone gets their first 7 days of Premium automatically unlocked. AI FINANCIAL ASSISTANT & OCR • Chat with your money: Just type "I spent $45 on groceries and $15 on an Uber," and Moniva categorizes and logs it instantly. • Smart Receipt Scanner: Snap a photo of any receipt. Our AI reads the merchants, dates, and line-item amounts to build your budget automatically. SUBSCRIPTIONS & BILLS MANAGER • Find & Manage: Upload a screenshot of your Apple or bank statement. Moniva auto-detects over 50+ popular subscriptions (Netflix, Spotify, ChatGPT, Gyms) so you can see exactly where your money is draining. • Never Miss a Payment: Get smart push notifications before your bills are due. BUILT FOR FREELANCERS • Project & Client Tracking: Finally, an expense tracker built for independent workers. Track project fees versus amounts actually paid. • Auto-Log Income: When a project is marked completed, Moniva automatically logs the payment to your income. GLOBAL MULTI-CURRENCY • Live Exchange Rates: Traveling or working with international clients? Keep accounts in different currencies. Moniva fetches live exchange rates to give you one unified "Net Worth" dashboard in your preferred base currency. DEBT & CREDIT TRACKER • Keep perfect tabs on who owes you money (debtors) and who you owe (creditors). Moniva will remind you when it's time to collect or pay. Take control of your personal and freelance finances today with Moniva. Take control of your personal and freelance finances today with Moniva. Privacy Policy: https://appmoniva.vercel.app/privacy-policy Terms of Service: https://appmoniva.vercel.app/terms-of-service
App privacy
The developer, Kelvin Muinde, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name
- User Content: Customer Support, Other User Content
- Identifiers: User ID, Device ID
Used for: Analytics, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: User ID
- User Content: Photos or Videos
Used for: Analytics, App Functionality
Alternatives to Moniva: AI Expense Tracker
Looking for apps like Moniva: AI Expense Tracker? Here are 6 similar apps on the App Store. The highest rated is Vault AI by Nagisa (5.0/5), and all 6 are free to download.
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Vault AI by Nagisa
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Cashowa Money & Budget Tracker
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Maxint
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PayShare: Expense Tracker
5.0
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Money Tracker: Budget, Planner
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Money Where - Budget and Plan
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Moniva: AI Expense Tracker | – | Free | May 13, 2026 | |
| Vault AI by Nagisa | 5.0 / 5 (4) | Free | May 10, 2026 | Compare |
| Cashowa Money & Budget Tracker | – | Free | Jun 16, 2026 | Compare |
| Maxint | 5.0 / 5 (1) | Free | Sep 24, 2026 | Compare |
| PayShare: Expense Tracker | 5.0 / 5 (1) | Free | Oct 17, 2026 | Compare |
| Money Tracker: Budget, Planner | 5.0 / 5 (1) | Free | Oct 10, 2026 | Compare |
| Money Where - Budget and Plan | – | Free | Aug 5, 2026 | Compare |