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Screenshots

  • Kostivo – Budget Planner screenshot 1
  • Kostivo – Budget Planner screenshot 2
  • Kostivo – Budget Planner screenshot 3
  • Kostivo – Budget Planner screenshot 4

About Kostivo – Budget Planner

Kostivo is the finance planner for singles, couples and families. Record your income and fixed costs, plan your budgets — and track every expense. You'll get to know your spending habits and stay in control. KOSTIPRO — LESS TYPING, MORE TRACKING - Speak instead of typing: Tell it your whole shopping trip in one go. Kostivo recognizes each expense individually, shows it right away and saves everything with one click. - Tell the coach: A chat that knows your numbers: ask what you can afford — or just say what happened, from the shopping trip to the raise to the subscription you cancelled. The coach proposes the change, you confirm it with one tap. - Scan receipts: Snap a photo of the receipt — amount, date and budget are already filled in. - Smart Insights: At the end of the month, a recap: what changed, where you stand and what could go better. - Quick voice tracking: Tap, say the expense, done. For that one coffee in between. New families try KostiPro free for 7 days. ALWAYS FREE - Household book with custom budget categories - Shared finances for the whole family - Balance view with income, fixed costs and variable spending - Timeline overview for loans and contracts - Statistics: trends, savings rate and money flow - Manage multiple families or households Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms and Conditions: https://kostivo.de/agb

What’s new

Version 1.25.0 · Updated October 23, 2026

Major security update: your sign-in is checked more strictly on the server, and two-factor secrets are now stored encrypted. - New under Account: “Signed-in devices” shows everywhere you are signed in. Sign a device out with one tap, effective immediately. - Improved error reporting for more stability.

App privacy

The developer, Steffen Brand, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address
  • Identifiers: User ID
  • Diagnostics: Crash Data

Used for: App Functionality

Alternatives to Kostivo – Budget Planner

Looking for apps like Kostivo – Budget Planner? Here are 6 similar apps on the App Store. The highest rated is CashLens: Expense Tracker (4.9/5), and all 6 are free to download.

Kostivo – Budget Planner vs. alternatives
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Kostivo – Budget Planner – Free October 23, 2026
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eXpend: Make Budgeting a Habit 4.7 / 5 (13) Free Oct 21, 2026 Compare
AI Expense Tracker: PocketBook – Free Sep 23, 2026 Compare
CashLens: Expense Tracker 4.9 / 5 (7) Free Oct 21, 2026 Compare
Expensa: Expense Tracker 3.9 / 5 (10) Free Oct 17, 2026 Compare

Compare Kostivo – Budget Planner with the top alternatives: ratings, updates, ASO score and keyword gaps →