eXpend: Make Budgeting a Habit

eXpend is a thoughtfully-designed, privacy-focused expense tracker and budget planner designed to help you build lasting financial habits effortlessly. Whether you are managing cash wallets, tracking credit card billing cycles, setting up recurring bills, or monitoring debt payables, eXpend brings total clarity to your net worth without tracking your personal data. Key Features: • Quick & Effortless Expense Logging Record income, expenses, and account transfers in seconds with reusable customizable templates. • Multi-Wallet & Credit Card Cycle Tracking Organize cash, savings, bank accounts, and credit card statement cycles seamlessly. Track available balances and statement due dates at a glance. • Flexible Monthly Budgeting & Savings Goals Set spending limits by category and track your target savings goals with visual progress indicators. • Comprehensive Debt & Payable Management Keep clear records of money borrowed or lent. Track payables and receivables so you never miss a repayment. • Nested Subcategories & Custom Tags Structure your spending with intuitive nested categories and custom tags tailored to your lifestyle. • Recurring Transactions & Automated Scheduling Automate regular income, bills, and subscriptions with recurring transaction schedules. • Powerful Visual Analytics & Reports Visualize income, spending trends, net worth, assets, and liabilities with crisp interactive charts powered by React Native Skia. • 100% Private & Serverless Design Your financial data stays strictly on your device. Zero servers, zero account creation, and zero external tracking. Always 100% offline-ready. • Easy Data Backup & CSV/JSON Export Backup and restore your local database anytime, or export transaction records for external spreadsheet analysis. Start building healthier money habits today. Download eXpend!