Budget Buddy - AI Expense Log

Budget Buddy is the expense tracker built for people who dread expense trackers. No dropdowns. No forms. No 10-tap logging flow you abandon by Thursday. Just say or type what you spent, in your own words, and Buddy logs it in the right category for you. JUST SAY IT "Uhh, 14 bucks on tacos." "Groceries, 38." "45 for my sister's birthday gift." Tap the mic and talk to Buddy like you'd talk to a friend, or type a quick note. Buddy works out the amount, what it was for, and where it belongs, so you never pick a category by hand again. Logging is unlimited on every plan. YOUR APPLE PAY PAYMENTS LOG THEMSELVES Add the Budget Buddy shortcut once, and every Apple Pay payment you make with your iPhone is recorded automatically, already in the right category. No bank login, no typing. PRIVATE BY DESIGN Buddy's AI runs entirely on your iPhone, using the on-device model built into Apple Intelligence. Your spending never goes to an AI server, not even Apple's. ASK BUDDY ANYTHING Get answers about your spending in plain language: • "What's my biggest expense this month?" • "How much have I spent this year?" • "Show me everything I spent on bread." No digging through menus. Just ask. A BUDDY IN YOUR CORNER Buddy cheers you on while you build the habit, gives you a quick recap at the end of each week, and lets you know when you've gone over budget, kindly and without the guilt trip. You'll also get a small, practical tip every day. YOUR MONTH AT A GLANCE See your balance, how much of your budget is left, and where your month is heading, plus AI summaries that turn a list of transactions into something you can actually understand. A CALMER WAY TO SEE YOUR MONEY Most budgeting apps are built like spreadsheets: cold, cluttered, and quietly stressful every time you open them. Budget Buddy was designed the opposite way. Warm colors. Clean layouts. Soft, unhurried screens. Because understanding your spending should feel like clarity, not a confrontation. Money stress often starts with avoidance, and avoidance often starts with a clunky app. Budget Buddy removes the friction, so tracking your spending finally becomes a habit instead of a chore. REQUIREMENTS • Buddy's AI needs an iPhone that supports Apple Intelligence (iPhone 15 Pro or later) with Apple Intelligence turned on. • Automatic Apple Pay logging needs iOS 27 and a card in Apple Wallet.