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  • Luma Finance screenshot 1
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About Luma Finance

Ever stared at your bank statement wondering where it all went? Luma is the expense tracker that gives you clarity before the surprise - not after. Log a purchase in seconds, see your monthly pulse, and travel without financial regret. TRACK SMARTER EVERY DAY • Log expenses in seconds with quick-entry shortcuts • See your monthly total and daily breakdown at a glance • 20 free expense entries per month - no account required • Switch between currencies anytime • Full transaction history you can edit or delete • Dark and Light mode UNDERSTAND YOUR HABITS • Spending Pulse - know if your week is on track, rising, or accelerating • Visual charts and category breakdowns • Monthly trend analysis • Smarter pattern detection the longer you use it TRAVEL MODE Going on a trip? Switch to Travel Mode. Name your trip, choose a travel currency, and track every expense separately from your daily spending. • Your home budget and travel budget stay completely separate • See your trip total in real time • Stop landing home to a credit card shock • First trip is free upgrade for unlimited trips ALWAYS WITHIN REACH • Home Screen Widget - log an expense without opening the app • Lock Screen Widget - your monthly total, always visible • 9 languages: English, Spanish, Spanish (Spain), Portuguese, French, German, Japanese, Korean, Simplified Chinese • Apple Watch app - coming soon PRIVATE BY DESIGN Your data belongs to you. Subscriptions are handled by Apple. We don't store your payment information. You can log out anytime. GO PREMIUM Unlock the full picture: • Unlimited expense entries • Unlimited travel trips and trip expenses • Advanced charts and detailed breakdowns • Deeper pattern intelligence over time Luma is built for people who want to feel in control - not overwhelmed. Simple, thoughtful, and always in your pocket. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

Version 1.2 · Updated April 15, 2026

What's new in this update: Widgets Add expenses directly from your Home Screen — no need to open the app. Plus a new Lock Screen widget that keeps your monthly total always visible. Travel Mode Create a trip, set your travel currency, and track what you spend abroad completely separate from your daily budget. See your trip total in real time. First trip is free. 9 Languages Luma now speaks English, Spanish, Spanish (Spain), Portuguese, French, German, Japanese, Korean, and Simplified Chinese. Apple Watch — coming soon.

App privacy

The developer, Jose Letona, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

Alternatives to Luma Finance

Looking for apps like Luma Finance? Here are 6 similar apps on the App Store. The highest rated is Rebu (5.0/5), and all 6 are free to download.

Luma Finance vs. alternatives
App Rating Price Last updated Compare
Luma Finance 5.0 / 5 (1 rating) Free April 15, 2026
Spendly: AI Budget & Expenses – Free May 4, 2026 Compare
Vel: Personal Finance Tracker – Free Feb 16, 2026 Compare
SplitHouse – Free Apr 20, 2026 Compare
Rebu 5.0 / 5 (4) Free Oct 7, 2026 Compare
Spending Tracker – Bux 5.0 / 5 (1) Free Feb 2, 2026 Compare
Budgt - Expense Tracker – Free Mar 28, 2026 Compare

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