Spendly: AI Budget & Expenses

Spendly is the personal finance app that finally feels native to iOS — beautiful, fast, and powered by AI that actually understands your money. Track expenses in under 5 seconds, scan receipts with one tap, and ask plain-English questions like "where did most of my money go last month?" Built for iOS 26 with Liquid Glass design, multi-wallet for Business / Personal / Family, and 150+ currencies. No bank login required. Works offline. Your data stays yours. — WHY SPENDLY — • AI Receipt Scanner — Snap any receipt, AI extracts merchant, date, total & line items in seconds. No typing. • AI Finance Advisor — Chat with your money. "Am I on track this week?" "What's growing fastest?" Get specific, helpful answers. • Multi-Wallet — Business, Personal, Family, Wife, Custom. Separate budgets, colors, and reports per wallet. • Multi-Currency — 150+ currencies with live rates. Perfect for travel, expats, freelancers. • Bank SMS Auto-Parser — In supported markets, expenses log automatically from bank SMS alerts. • Beautiful Native Design — iOS 26 Liquid Glass throughout. Looks like Wallet.app, not a web view. — CORE TRACKING — • Quick Add — One tap, log in seconds with smart defaults • 30+ Categories — Pre-built, plus unlimited custom • Recurring Expenses — Subscriptions, bills, EMIs, rent — auto-logged on schedule • Subscription Tracker — Find forgotten subscriptions, see annual cost, get price-change alerts • Bill Organizer — Never miss a payment, smart reminders 2 days out • Split Expenses — Share a single charge across wallets or people — BUDGETS & GOALS — • Monthly budgets per wallet AND per category • Envelope budgeting with smart AI suggestions • Savings goals with AI-projected completion dates • Smart alerts at 50%, 80%, 100% of budget • Anomaly detection — get notified when something is off — REPORTS & EXPORT — • Beautiful charts: bar, donut, trend, heat map • Custom report builder — save your favorite views • PDF reports for accountants, reimbursements, tax • CSV / Excel export with full pivot data • Tax-ready reports with deductible toggle — PRIVACY FIRST — • No bank account login ever required • Apple Sign In only — no email/password • Face ID / Touch ID lock • Your data is yours — never sold, never used for ads • Receipt OCR runs on-device via Apple Vision — PERFECT FOR — → Freelancers tracking deductible business expenses → Couples managing shared and personal money → Families with multiple wallets and budgets → Travelers logging spending in any currency → Anyone tired of bank-linked apps that only work in the US — SPENDLY PREMIUM — Unlock unlimited AI receipt scans, AI advisor chat, advanced reports, scheduled email exports, and unlimited wallets. • Monthly: $4.99 • Annual: $29.99 (save 50%) • Lifetime: $79.99 Free forever to track up to 1 wallet, 100 expenses/month, basic reports. — SUBSCRIPTION TERMS — Payment is charged to your Apple ID account. Subscriptions auto-renew unless canceled at least 24 hours before the current period ends. Manage subscriptions in Settings → Apple ID → Subscriptions. Privacy Policy: https://spendly.app/privacy Terms of Use: https://spendly.app/terms Built with care for iOS. Made for people who like their money clear, calm, and beautiful.