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Screenshots

  • Credit Card Tracker: CardStack screenshot 1
  • Credit Card Tracker: CardStack screenshot 2
  • Credit Card Tracker: CardStack screenshot 3
  • Credit Card Tracker: CardStack screenshot 4

About Credit Card Tracker: CardStack

CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & reviews

4.5

53 ratings

5 ★ 81% 4 ★ 9% 3 ★ 0% 2 ★ 0% 1 ★ 9%

What’s new

Version 1.5.2 · Updated October 22, 2026

- CardStack has been redesigned for iPhone Duo and iPad. - Reminders on Home and in account settings help you finish matching wallet cards to connected banks. - Better matching for cards already in your wallet, including cards added through the CardStack extension, helps avoid duplicate additions. - Refined layouts for browsing credits, transactions, filters, and detail screens on iPad and iPhone Duo. Fixed - Transfer bonus notifications open the relevant bonus details, or the bonus list when a bonus is no longer available. - Reward multipliers in Fix My Stack display cleanly - Other bug fixes and improvements

App privacy

The developer, SPACE ROBOTS INC, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Other Financial Info
  • Location: Coarse Location
  • Contact Info: Email Address, Name
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Other Diagnostic Data

Used for: App Functionality

Alternatives to Credit Card Tracker: CardStack

Looking for apps like Credit Card Tracker: CardStack? Here are 6 similar apps on the App Store. The highest rated is PerkyCredits: Credit Cards (4.9/5), and all 6 are free to download.

Credit Card Tracker: CardStack vs. alternatives
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Credit Card Tracker: CardStack 4.5 / 5 (53 ratings) Free October 22, 2026
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US Credit Card Tracker – Free Mar 10, 2026 Compare
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