Cashfulness

Cashfulness is a personal finance app built on real double-entry bookkeeping: the same method accountants use, made usable by people who are not accountants. Most finance apps ask you to label a payment and move on. Cashfulness asks where the money came from and where it went. Nothing gets lost along the way: your net worth, your income statement and your account balances always agree, because they are the same entries read from different angles. WHAT YOU CAN DO • Keep as many accounts as you actually have: current accounts, cards, cash, savings, investments, crypto, loans and property, arranged in a tree you shape yourself. • Work in more than one currency. Every account holds its own, rates are updated for you, and totals are converted rather than guessed. • Reconcile against a real statement. Tick off what matches, see what is left, and tell the difference between a mistake of yours and the market moving on its own. • Keep track of what you owe and when. Payment deadlines, subscriptions and utility bills sit in one place, with a reminder before they fall due. • Watch your net worth over time, read your income statement for any period, and see what has changed since the start of the year. • Bring your history in from a spreadsheet, and take it out again whenever you want. • Share an accounting space with a partner, a family member or your accountant, with roles that decide who can look and who can change. • Depreciation, loan schedules and revaluation, for the things that lose or gain value while you own them. BUILT TO BE LEFT Your data is yours in the plain sense of the word: you can export all of it at any time, in an open format, and delete your account and everything in it for good. Accounting spaces are isolated from one another at the database level, and your bank is never connected: you decide what goes in. IN YOUR OWN LANGUAGE The app and its manual are available in 45 languages, with the accounting vocabulary checked language by language. HELP THAT IS ACTUALLY THERE The full user manual is built into the app, chapter by chapter, and a person answers the support address. Your books stay in sync on iPhone, iPad and your computer. PLANS AND SUBSCRIPTIONS You can start for free, within the limits of the free plan. Premium and Ultra are auto-renewing subscriptions, billed monthly or yearly: the app shows what each plan includes before you choose, and the price in your currency before you confirm. Payment is charged to your Apple Account when you confirm the purchase. A subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and you can manage or cancel it in your Apple Account settings. Terms of Use: https://www.cashfulness.com/en/terms Privacy Policy: https://www.cashfulness.com/en/privacy