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About B.E.S.D FINANCEHUB

Your money isn't lost. It's scattered across accounts, apps and logins. B.E.S.D. FINANCEHUB (Better Every Single Day) brings your Financial Picture together in one place, so you can understand where you stand and make more Informed Decisions. ONE DASHBOARD FOR YOUR FINANCES FEATURES Assets & Net Worth Liabilities Bank Accounts Debt Management Savings Tracker Investments Budgets Subscriptions Cash Flow Upcoming Bills Property Values Vehicle Values Credit Overview Insurance Payments Identity Protection Privacy Protection Artificial Intelligence Track your Finances with a clearer view of what you OWN, what you OWE and where your Money Goes. HEY-B, YOUR AI FINANCIAL ASSISTANT Ask questions in Plain Language, such as “Where did my money go this month?” or “Am I on track with my savings goals?” Hey-B helps you explore your Spending, Budgets and Goals using information available from your accounts. EXPENSE TRACKING AND BUDGETING Track spending with Categorized Transactions, Visual Insights and Transaction Recategorization. Create Weekly, Monthly or Yearly Budgets by category and see how your spending compares with your planning. CASH FLOW, SUBSCRIPTIONS AND BILLS Understand money Coming In, money Going Out and What's Left. Review Cash-Flow Trends. Track Recurring Payments, add Subscriptions and Bills, and see what's Paid, Upcoming or Overdue. NET WORTH, DEBT AND SAVINGS GOALS See what you OWN minus what you OWE. Track Assets and Liabilities across Accounts, Investments, Property, Vehicles, and add items manually when needed. Compare the Debt Avalanche method (highest interest first) with the Debt Snowball method (smallest balance first) to explore Estimated Payoff Strategies. Set Savings Goals, link a funding account and follow your progress. HOME AND CAR VALUE ESTIMATES Add a property address to view an Estimated Home Value, Equity, Mortgage Details and Tax Assessment. Add a vehicle using its VIN and mileage to view Estimated Market Value, original MSRP and depreciation. CREDIT OVERVIEW View your VantageScore® 3.0 Credit Score and Credit Report from One or THREE Credit Bureaus. Get alerts when your Credit Report Changes and use the Score Simulator to explore how different actions could affect your score. IDENTITY PROTECTION PLUS Monitor for signs that your personal information may be exposed or misused. Monitoring may include your Social Security Number, Dark-Web Activity, Address Changes, Phone Numbers, Passports, Medical IDs, Email Addresses, Driver's Licenses, Date of Birth, Payment Cards, Bank Accounts, Social Media and Telecom Information. If your identity is stolen, get Step-by-Step Restoration Assistance. Eligible paid plans include up to $1 million in Identity Theft Insurance, subject to the applicable policy's terms, conditions, exclusions and eligibility requirements. PRIVACY PROTECTION Find your personal information on Data Broker and People-Search Sites. Privacy Protection submits Removal or Opt-Out Requests on your behalf. SECURE ACCESS AND CONNECTED ACCOUNTS Protect access to your account with Face ID and Two-Factor Login. Connect supported bank and brokerage accounts through Plaid. Privacy Policy: https://www.besdfinancehub.com/privacy Terms of Use: https://www.besdfinancehub.com/terms Better Every Single Day starts with the full picture.

What’s new

Version 10.0.5 · Updated October 29, 2026

What's New • Get Set Up: an optional checklist that walks you through connecting your banks, credit overview, identity protection, home, car and bills. Skip it or hide it any time. • Alerts: turn on push notifications for account and service updates, with a switch for each alert and a master switch. • Subscriptions you've cancelled no longer count toward your monthly totals, and they now have their own Cancelled section. • Privacy Policy and Terms of Use now live in Settings. Sign-up asks you to accept them, and we'll ask you to review them again if they change. • Signing out now clears that account's data and Hey-B chat from your phone, so the next person who signs in starts fresh. • The app now lets you know when a newer version is available. • Reliability and security improvements.

App privacy

The developer, FIDEL CAMILO GONZALEZ ALVAREZ, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Phone Number

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name
  • Identifiers: User ID, Device ID

Used for: App Functionality

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