Moniqa - Budgeting App

Moniqa is the calm, private way to keep track of your money. Log an expense in seconds, see what's left of your budget at a glance, and stay on top of the month - without linking a bank or creating an account. Everything stays on your iPhone. No accounts, no servers, no ads. KNOW WHERE YOU STAND • See what's left to spend today, this week and this month • Bills and big one-offs like rent are kept out of your daily budget, so it stays realistic • Budget alerts at 80% and 100%, so nothing sneaks up on you • Track income and savings goals alongside your spending LOG IT IN SECONDS • Scan a receipt, and Moniqa fills in the amount, store, date, and category — read on your iPhone, never uploaded • Moniqa remembers the category you pick for each store • "Hey Siri, log Coffee in Moniqa" — add expenses hands-free, or from the Action Button • Home Screen and Lock Screen widgets show what's left and add an expense in one tap SEE THE BIGGER PICTURE • Month-end forecast: see where your spending is heading before the month is over • Charts by category and over time, a money health score, and savings insights • Recurring rent, salary, and subscriptions added for you on time PRIVATE BY DESIGN • No sign-up, no bank linking, no tracking • Lock Moniqa with Face ID and hide your numbers in the app switcher • Back up to Files or iCloud Drive and restore whenever you like • Export everything to CSV MAKE IT YOURS • Beautiful light and dark themes, built for iOS • Custom categories with your own emoji • Works in your currency, with dates read the way your region writes them MONIQA PRO Unlock receipt scanning, the month-end forecast, recurring transactions, category budgets, insights, premium themes, and CSV export. Choose monthly or yearly — with a free trial — or pay once for life. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings › Apple Account › Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://adkylabs.xyz/moniqa/privacy