Panda Budget - Family Budget

Panda Budget shows you what's safe to spend, so you never have to guess. It's envelope budgeting made simple: give every part of your income a job, log spending in seconds, and see where your money really goes. Budget on your own or with your partner and family. SAFE TO SPEND One clear number on your home screen: the money you can actually spend. Bills and savings are kept aside first, so your rent never looks like spending money. LOG A PURCHASE IN SECONDS Type something like "coffee 4.50" into Quick Entry. Panda Budget suggests the right envelope, and you save it with one tap. In a hurry? Categorize it later. ENVELOPE BUDGETING • Split your income into envelopes for rent, groceries, dining, travel and more • See what's left in each envelope at a glance • Move money between envelopes whenever plans change • Carry unspent money into next month with rollover • Pick from dozens of friendly envelope icons SEE WHERE YOUR MONEY GOES • Spending by week, month or year • "What changed?" shows your biggest spending shifts since last period • See everyone's spending, or just what you paid for STAY AHEAD OF PROBLEMS • Needs Attention flags envelopes that are overspent or running low • Financial Radar warns you before an envelope runs out or a bill catches you short • "Can I Buy This?" checks a purchase against your budget and bills before you commit • Payday Planner and a weekly check-in keep you on track • "Help me afford it" turns a big purchase into a savings plan ALL YOUR MONEY IN ONE PLACE • Income from every source • Loans and repayments, set aside before you budget • Bills and subscriptions, planned ahead so nothing surprises you • Credit cards, with what you've spent this period • Savings accounts and goals BUDGET TOGETHER Share a household with your partner or family. Shared envelopes stay in sync on everyone's phone, and personal envelopes stay private. One Premium subscription covers the whole household. FIND ANY TRANSACTION Search, filter and sort all your transactions to find that one purchase fast. PRIVATE AND SECURE • Sign in with Apple, Google or email • Face ID / Touch ID app lock • Dark mode • Delete your account and data at any time PANDA BUDGET PREMIUM Try Premium free for 1 month. Premium includes: • Unlimited smart envelope suggestions and "Can I Buy This?" checks • Financial Radar, Payday Planner and "Help me afford it" • Full spending analytics, including "What changed?" • Family sharing • Unlimited envelopes, savings accounts, income sources, credit cards, loans and bills • Rollover budgets, full transaction history and CSV export The free version includes up to 8 envelopes, 20 smart suggestions and 3 "Can I Buy This?" checks each month. Premium is available as a monthly or yearly subscription. Payment is charged to your Apple ID when you confirm your purchase, or when your free trial ends. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your sure account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pandabudget.live/app-privacy