Pointer: Credit Card Rewards
Pointer Services LLC Finance iPhoneiPadiPod touch
Pointer: Credit Card Rewards is a free Finance app for iPhone and iPad by Pointer Services LLC. Rated 4.7/5 from 38 ratings. Requires iOS 16.4.
- Rating
- 4.7
- 38 ratings
- Price
- Free
- on the App Store
- Size
- 80 MB
- Age 12+
- Updated
- Sep 22
- 2026 · v3.0.1
Screenshots
About Pointer: Credit Card Rewards
Know the best card for every purchase. Pointer tells you which credit card earns the most at any store — in person or online — so you stop leaving rewards on the table. No bank logins. Ever. THE BEST CARD, EVERY TIME Search any store — Amazon, Target, your corner grocery — and Pointer ranks your cards from most to least rewarding. See the exact multiplier (like 3x on dining) and how much more you'll earn, then tap the Apple Pay prompt to pay with the right card in seconds. NO BANK LOGINS. ZERO CREDENTIAL STORAGE. Add your cards by name. Pointer never asks for card numbers, banking passwords, or third-party account connections — so there's nothing to sync, nothing to re-authenticate, and nothing sensitive stored. Privacy-first, by design. EVERY PERK YOU ALREADY PAY FOR Track the credits and benefits buried in your cards — airport lounge access, annual travel and dining credits, Global Entry, and more — across your whole wallet, so nothing expires unused. TRAVEL ON POINTS Search flights and hotels by route, date, and cabin, then see how to book them with the points you already have. Pointer factors in transfer-partner ratios and flags active transfer bonuses, so you move points at the right moment instead of guessing. BUILT FOR YOUR WALLET Pointer supports cards from every major issuer — Chase, American Express, Capital One, Citi, Discover, Bank of America, Wells Fargo, Barclays, Bilt, and US Bank — with reward structures, rotating categories, and offers kept current for you. FREE TO START The free plan includes weekly store searches, unlimited cards, the full perks tracker, and card recommendations. Pointer Pro ($4.99/month or $47.99/year) unlocks unlimited store searches, sale forecasts, and transfer-partner optimization. FREQUENTLY ASKED How does Pointer know which card to use? It cross-references each store with your cards' earn rates, active promotions, and transfer bonuses, then ranks them best to worst — with the exact multiplier and what you'd earn. Do I have to link my bank? No. You pick your cards by name. Pointer never stores card numbers or banking credentials. Is it really free? Yes — free to download and use, with an optional Pointer Pro upgrade for power users. Check before you swipe. Download Pointer and know the best card for every purchase.
Ratings & reviews
4.7
38 ratings
What’s new
Version 3.0.1 · Updated September 22, 2026
Fix splash screen bug
App privacy
The developer, Pointer Services LLC, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Contact Info: Email Address, Other User Contact Info, Name
- User Content: Emails or Text Messages, Customer Support
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction, Other Usage Data
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
- Location: Precise Location, Coarse Location
Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality
Alternatives to Pointer: Credit Card Rewards
Looking for apps like Pointer: Credit Card Rewards? Here are 6 similar apps on the App Store. The highest rated is PerkyCredits: Credit Cards (4.9/5), and all 6 are free to download.
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Ask Dolly
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PerkyCredits: Credit Cards
4.9
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Symphony: Save & Earn
4.9
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Moneytun
4.5
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WalletFlo-Credit Cards & Deals
4.7
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Credit Card Tracker: CardStack
4.5
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Pointer: Credit Card Rewards | 4.7 / 5 (38 ratings) | Free | September 22, 2026 | |
| Ask Dolly | 4.6 / 5 (76) | Free | Sep 7, 2026 | Compare |
| PerkyCredits: Credit Cards | 4.9 / 5 (78) | Free | Oct 21, 2026 | Compare |
| Symphony: Save & Earn | 4.9 / 5 (116) | Free | Oct 1, 2026 | Compare |
| Moneytun | 4.5 / 5 (22) | Free | Sep 18, 2026 | Compare |
| WalletFlo-Credit Cards & Deals | 4.7 / 5 (157) | Free | Mar 10, 2025 | Compare |
| Credit Card Tracker: CardStack | 4.5 / 5 (53) | Free | Sep 13, 2026 | Compare |