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About Zoho Spend

Zoho Spend is an industry first solution that covers all business spend categories—procurement, AP automation, business travel, employee expenses, and payroll. Set up simple workflows and bring in company wide adoption to bring spend under management. Here's a quick peek into the platform's capabilities: Procurement: Manage vendor onboarding, RFQs, purchase requisitions, purchase orders, bills, and more using the automated procurement capability within Zoho Spend AP automation: Implement 2-way and 3-way matching, payment approvals, digital payments, batch payments, and automated reconciliation with Zoho Spend's AP automation capabilities. Payroll management: Stay compliant with federal, state, and local tax laws and file taxes automatically. With advanced payroll capabilities, ensure timely deposit of salaries on time, every time. Business travel management: Leverage self-booking options, web check-ins and seat selections, flight alerts, best-in-price inventory, offline travel desk management, travel policy and compliance, and travel insights. Employee expense management: Zoho Spend's employee expense management automates the entire process from receipts to reimbursements. The module's capabilities include expense policy compliance, regulatory per diem, taxes and mileage compliance, budgets, custom approvals, automated receipt capturing for reimbursements, and more. Corporate card management: Real-time corporate card feeds, direct feed integrations, and integrations for cards issued by any bank and any provider can be managed with Zoho Spend. Unified spend management: A comprehensive dashboard where all your business spend is collated and showcased in beautiful, smart, and easy-to-comprehend graphs, charts, and data tables. The dashboard helps make strategic decisions for adjustments in budgets and objectives with the help of the right insights at the right time. Check out how Zoho Spend's employee portal app can help you manage your employee business spending Scan receipts in 15 different languages using the receipt scanner. Take a picture from your Zoho Spend app, and an expense will be created automatically. Zoho Spend's employee expense management automates the entire process from receipts to reimbursements. Manage all your salary, pay details, and year-to-date earnings with ease. Create purchase requests, manage approvals, and keep your procurement in check. Select flights, hotels, cabs, and trains based on the company's policy and have them sent for approval. Once approved, the tickets will be automatically booked. Manage mileage expense lifecycle from making mileage claims to tracking and reimbursements. Managers and admins can approve travel and purchase requests anywhere, anytime. Automatically track and log miles directly from the Zoho Spend App, convert business rides into reimbursable expenses, making mileage claims a breeze. Get instant notifications of your team's travel, procurement, and expense report updates and take action on them on the go. Connect your personal and corporate credit cards; Zoho Spend fetches card feeds instantly and converts the statements into expenses. Get quick insights on your business spend with analytics. Privacy Policy and Terms & Conditions: - https://www.zoho.com/privacy.html - https://www.zoho.com/spend/terms.html Disclaimer: Continued use of GPS running in the background can dramatically decrease battery life.

What’s new

Version 3.14 · Updated March 13, 2026

Now access the Travel & Expense, Procurement, and Payables admin modules directly from the mobile app to manage and oversee company spending more easily.

App privacy

The developer, Zoho Corporation, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Physical Address, Phone Number
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Other Usage Data
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
  • Financial Info: Payment Info
  • Location: Coarse Location
  • User Content: Photos or Videos, Customer Support, Other User Content
  • Search History: Search History

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

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Zoho Spend vs. alternatives
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Dynamics 365 Business Central – Free Oct 1, 2026 Compare

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