Spense: Budget App & Planner

Spense — Budgeting That Does Itself Download, connect your bank, done. Spense categorizes every transaction as it arrives and shows you exactly what's safe to spend — no Try everything free for 14 days. No credit card, no sign-up forms — open the app and your trial starts. After that, Spense is $2.99/month or $24.99/year. One plan, everything included. Budgeting on Autopilot - Transactions categorize themselves the moment they arrive - See what you've spent and what's left, per category, in real time - Spending trends show whether you're ahead of or behind your own pace - Smart credit card tracking — spending per card, payments detected automatically Built on a Method That Works Under the hood, Spense runs on envelope budgeting, the 100-year-old method where every dollar gets a job. Want to be hands-on? Switch to Manual Mode and assign every dollar yourself until $0 is left, with targets for bills, savings goals and debt payoff. Want it effortless? Stay in Auto Mode and let Spense do the sorting while you keep the visibility. Both are included — change anytime. Switching? - From another auto-sync budgeting app: Auto Mode gives you the same hands-off experience at a fraction of the price - From YNAB: import your categories and history in minutes — same method, simpler app, lower cost - From spreadsheets: keep the control, lose the data entry Key Features - Automatic bank sync and categorization via Plaid - Real-time category balances and flexible reallocation - Targets for bills, savings goals and debt payoff - Savings goals with progress tracking - Monthly reflections: where your money went, month over month - Smart credit card and transfer detection - YNAB import - Pick your own emoji for every category - Face ID / Touch ID app lock - Works with any pay schedule Built by a small independent team, not a big tech company or a bank. Your feedback shapes the roadmap. Stop reconstructing where your money went. Start knowing before you spend. 14-day free trial included, then $2.99/month or $24.99/year. Cancel anytime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usespense.com/privacy