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Screenshots

  • Qube Money: Envelope Budgeting screenshot 1
  • Qube Money: Envelope Budgeting screenshot 2
  • Qube Money: Envelope Budgeting screenshot 3
  • Qube Money: Envelope Budgeting screenshot 4

About Qube Money: Envelope Budgeting

BUDGET + BANKING in one easy app. It's banking 2.0 Forget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting. Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen. Qube Money is going where no other budgeting app has gone before—bringing a digital version of the cash envelope system to a proprietary banking platform. It’s not just a budgeting app, but a full-suite banking and peer-to-peer payments app, too. QUBE YOUR BUDGET Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar. SPEND WITH PURPOSE Choose which qube you’re spending from before each purchase, automatically limiting your spending habits. Each qube controls the available funds ready to spend with your qube debit card. REAL-TIME BUDGETING Qube Money automatically keeps track of precisely what, when, and where you spent—no more trying to remember what goes where—it’s already organized in your qubes. A WHOLE NEW LEVEL OF SECURITY The Qube Card is engineered so that you're the only one who can use it. Default Zero technology requires a category to be opened from your phone before you can spend with your card. All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. This is a whole new level of security. HOW QUBE MONEY WORKS 1. Deposit money into your Qube Cloud 2. Create and fund your personal qubes 3. Spend with complete control and transparency 4. Automate tracking DOWNLOAD THE APP TODAY! Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured. Opening a Qube Money account will not affect your credit score. LOVE QUBE MONEY? Your feedback is what keeps us going! Please take a moment to rate our app. Find a bug? Please send an email to [email protected]. We’re happy to help! To learn how Qube Money protects your private data, please visit https://qubemoney.com/privacy-policy/

Ratings & reviews

4.6

1.6K ratings

5 ★ 84% 4 ★ 7% 3 ★ 2% 2 ★ 2% 1 ★ 6%

What’s new

Version 4.17.8 · Updated September 2, 2026

- Improved bank linking during onboarding, especially for Chase accounts. - Bill due dates now display on the correct calendar day. - Pre-Qubes are grouped by date for easier browsing. - Transaction corrections now show the updated amount immediately. - Improved the first-launch experience and overall app stability.

App privacy

The developer, Qube Money LLC, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • User Content: Photos or Videos, Customer Support
  • Identifiers: User ID
  • Usage Data: Product Interaction

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Purchases: Purchase History
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • User Content: Photos or Videos, Customer Support
  • Diagnostics: Crash Data

Used for: Analytics, App Functionality

Alternatives to Qube Money: Envelope Budgeting

Looking for apps like Qube Money: Envelope Budgeting? Here are 6 similar apps on the App Store. The highest rated is Crew Finance (4.9/5), and all 6 are free to download.

Qube Money: Envelope Budgeting vs. alternatives
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Weekly: Budget Planner & Bills 4.8 / 5 (3,800) Free Oct 4, 2026 Compare

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