Smart Credit AI

Camilly Shrestha Finance iPhoneiPadiPod touch

Smart Credit AI is a free Finance app for iPhone and iPad by Camilly Shrestha. Rated 5.0/5 from 9 ratings. Requires iOS 15.1. Updated September 21, 2025.

Rating: 5.0; 9 ratings
Price: Free; on the App Store
Size: 31 MB; Age 4+
Updated: Sep 21; 2025 · v1.2

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About Smart Credit AI

Smart Credit instantly and effortlessly recommends which credit card to use for any purchase using our intelligent location tracking system and AI-powered recommendation engine to identify the maximum cashback and offers. For example, if you are at a gas station, it will instantly recommend using X Card for 5x points on your purchase through a push notification. Other features include: -An AI-powered chatbot for cashback offer inquiries -Card comparison and recommendations for the new best card to apply

Ratings & reviews

5.0

9 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 1.2 · Updated September 21, 2025

This update introduces improved Transfer Partners & Travel Rewards, allowing you to search partners, track real-time conversion rates, and view travel rewards more clearly. The mobile experience is enhanced by card visualization and smoother loading states. Under the hood, we’ve optimized the backend, integrated online store services, and upgraded cashback calculation algorithms for a faster and smarter app experience.

App privacy

The developer, Camilly Shrestha, reported these privacy practices to Apple.

Data Not Collected

The developer does not collect any data from this app.

App details

Smart Credit AI is a free Finance app for iPhone, iPad and iPod touch, developed by Camilly Shrestha. It is rated 5.0 out of 5 from 9 ratings on the App Store, requires iOS 15.1 or later and is 31 MB to download. It was first released on July 16, 2025 and last updated on September 21, 2025.

Category: Finance
Rating: 5.0 / 5 (9 ratings)
Price: Free
Version: 1.2
Size: 31 MB
Requires: iOS 15.1 or later
Compatibility: iPhone, iPad, iPod touch
Languages: English
Age rating: 4+
Released: July 16, 2025
Last updated: September 21, 2025
Developer: Camilly Shrestha

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Alternatives to Smart Credit AI

Looking for apps like Smart Credit AI? Here are 6 similar apps on the App Store. The highest rated is X1 Card (4.9/5), and all 6 are free to download.

Smart Credit AI vs. alternatives
App	Rating	Price	Last updated	Compare
Smart Credit AI	5.0 / 5 (9 ratings)	Free	September 21, 2025
Credit Genius	4.8 / 5 (160)	Free	Oct 3, 2026	Compare
Credit Booster AI: Fix & Build	4.7 / 5 (110)	Free	Oct 26, 2026	Compare
cred.ai	4.8 / 5 (6,799)	Free	Oct 2, 2026	Compare
X1 Card	4.9 / 5 (12,123)	Free	Apr 15, 2026	Compare
Bolster: Get Your Credit Right	4.7 / 5 (558)	Free	Oct 21, 2026	Compare
Grow Credit	4.8 / 5 (10,122)	Free	Oct 7, 2026	Compare

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