Credit Genius

THE GREAT AMERICAN CREDIT SECRET LLC Finance iPhoneiPadiPod touch

Credit Genius is a free Finance app for iPhone and iPad by THE GREAT AMERICAN CREDIT SECRET LLC. Rated 4.8/5 from 156 ratings. Requires iOS 15.6.

Rating: 4.8; 156 ratings
Price: Free; on the App Store
Size: 100 MB; Age 4+
Updated: Oct 3; 2026 · v5.3.1

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Screenshots

About Credit Genius

Credit Genius: Score & Games AI Credit Builder & Monitoring Stop leaving money on the table. Turn your largest monthly expense into your biggest credit builder with Genius Rent Boost™. Whether you’re starting from scratch or aiming for the 800 club, Credit Genius uses elite AI to guide your moves. No debt required—just your rent and your resolve. Inside Credit Genius: Genius Rent Boost™: Report your rent to Experian® and backdate payments for an instant score impact. Credit Games®: Master the rules of money with our trademarked interactive challenges. AI Credit Assistant: Your 24/7 coach for navigating disputes, funding, and FICO® growth. Elite Monitoring: Free Experian credit tracking and fraud protection—all in one place. Why Millions Choose Genius: No Hard Credit Check: Build your path without damaging your score. Instant Backdating: Get credit for up to 24 months of past rent payments. Security First: Bank-level encryption and 24/7 identity monitoring. Download now and Win. At. Credit. Terms of use: https://www.credit-genius.com/terms-conditions Privacy policy: https://www.credit-genius.com/privacy-policy FAQ: https://www.credit-genius.com/faq Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & reviews

4.8

156 ratings

5 ★ 93% 4 ★ 3% 3 ★ 1% 2 ★ 1% 1 ★ 3%

What’s new

Version 5.3.1 · Updated October 3, 2026

What's New in This Version Fresh new look • Redesigned Home, Games, Credit Snap, and Profile screens • New CG Streak panel on Home • Leaderboard now shown in the app Games & Credit Snap • Fixed Credit Snap point scoring so scores are accurate • Credit Swipe now uses a 24-second timer that adapts per tier • Fixed session handling in Credit Swipe and Credit Snap so every answer saves correctly • "Play Again" now fully resets the game on every replay • Fixed trivia answers getting cut off • Fixed dialogs in games closing incorrectly Credit & Profile • Faster, more reliable credit score loading with improved caching • Fixed the Personal Credit download button • Identity Shield now refreshes correctly • Fixed errors when editing your profile, including the SSN field • Home now refreshes automatically when you return from other pages Performance & Stability • Reduced app size with optimized images • Fixed memory leaks and crashes • Updated to the latest dependencies for better stability

App privacy

The developer, THE GREAT AMERICAN CREDIT SECRET LLC, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

Location: Precise Location

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

Location: Precise Location
Contact Info: Physical Address, Email Address, Name, Phone Number

Used for: App Functionality

App details

Credit Genius is a free Finance app for iPhone, iPad and iPod touch, developed by THE GREAT AMERICAN CREDIT SECRET LLC. It is rated 4.8 out of 5 from 156 ratings on the App Store, requires iOS 15.6 or later and is 100 MB to download. It was first released on May 28, 2024 and last updated on October 3, 2026.

Category: Finance
Rating: 4.8 / 5 (156 ratings)
Price: Free
Version: 5.3.1
Size: 100 MB
Requires: iOS 15.6 or later
Compatibility: iPhone, iPad, iPod touch
Languages: English
Age rating: 4+
Released: May 28, 2024
Last updated: October 3, 2026
Developer: THE GREAT AMERICAN CREDIT SECRET LLC

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Alternatives to Credit Genius

Looking for apps like Credit Genius? Here are 6 similar apps on the App Store. The highest rated is Bolster: Get Your Credit Right (4.7/5), and all 6 are free to download.

Credit Genius vs. alternatives
App	Rating	Price	Last updated	Compare
Credit Genius	4.8 / 5 (156 ratings)	Free	October 3, 2026
Becca's: Smart Credit Builder	4.6 / 5 (24)	Free	Jul 30, 2026	Compare
Bolster: Get Your Credit Right	4.7 / 5 (550)	Free	Sep 29, 2026	Compare
Credit Fossil	–	Free	Sep 10, 2024	Compare
CoolCredit	4.5 / 5 (53)	Free	Sep 18, 2026	Compare
Credit Booster AI: Fix & Build	4.7 / 5 (106)	Free	Sep 29, 2026	Compare
CreditRepair	4.7 / 5 (11,520)	Free	Sep 5, 2025	Compare

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