DebtErasr
John Franks Finance iPhoneiPadiPod touch
DebtErasr is a free Finance app for iPhone and iPad by John Franks. Rated 3.7/5 from 3 ratings. Requires iOS 18.0. Updated January 9, 2026.
- Rating
- 3.7
- 3 ratings
- Price
- Free
- on the App Store
- Size
- 22 MB
- Age 17+
- Updated
- Jan 9
- 2026 · v1.0.5
Screenshots
About DebtErasr
DebtErasr helps you organize, understand, and erase your debt—faster and with less stress. Built for real people, not accountants, it uses AI to turn your credit card statements, PDFs, or screenshots into an interactive debt dashboard in seconds. Features: • AI Debt Advisor: Get personalized payoff strategies based on your balances, rates, credit score, and budget. • Smart Import: Snap a photo, upload a statement, or paste a balance—DebtErasr extracts the details automatically. • Custom Payoff Plans: Choose snowball, avalanche, or AI-optimized plans to save time, money, or build momentum. • Progress Tracking: Watch your debt shrink with clear visuals and monthly projections. • Community Support (coming soon): Ask questions, share wins, and connect with others on the same journey. • Secure and Private: Your data stays safe—encrypted and never sold. Whether you’re overwhelmed or just need a better system, DebtErasr gives you the tools to take control and make real progress.
What’s new
Version 1.0.5 · Updated January 9, 2026
• Improved debt balance tracking • Corrected principal/interest payment splits • Improved payoff projection calculations • Fixed Google sign-in isssue • Improved device sync with data merging • Reliable payment reminder scheduling
App privacy
The developer, John Franks, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Email Address
Used for: Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Advertising Data
- Identifiers: Device ID, User ID
- Diagnostics: Performance Data, Crash Data
- Contact Info: Name
Used for: Third-Party Advertising, Analytics, Product Personalization, App Functionality
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Looking for apps like DebtErasr? Here are 6 similar apps on the App Store. The highest rated is Debt Crusher (5.0/5), and all 6 are free to download.
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RewardTide
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| DebtErasr | 3.7 / 5 (3 ratings) | Free | January 9, 2026 | |
| Debt Crusher | 5.0 / 5 (1) | Free | Dec 11, 2025 | Compare |
| PayShift | – | Free | Oct 15, 2026 | Compare |
| Blackwing Wealth | 5.0 / 5 (1) | Free | Sep 13, 2026 | Compare |
| CardPick: Best Card Finder | 5.0 / 5 (2) | Free | Aug 30, 2026 | Compare |
| Savings Predictor: Calculator | – | Free | Oct 10, 2026 | Compare |
| RewardTide | – | Free | Mar 15, 2026 | Compare |
Compare DebtErasr with the top alternatives: ratings, updates, ASO score and keyword gaps →