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  • Kelo: Expense Tracker & Budget screenshot 1
  • Kelo: Expense Tracker & Budget screenshot 2
  • Kelo: Expense Tracker & Budget screenshot 3
  • Kelo: Expense Tracker & Budget screenshot 4

About Kelo: Expense Tracker & Budget

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

Ratings & reviews

5.0

8 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 2.6.26 · Updated October 6, 2026

CHOOSE THE FIGURE YOU SEE ON HOME Tap the title to switch between what you spend this month and your balance, income minus spending. The arrow shows whether you're doing better or worse than last month. • Dashboard by period. See this month, 3, 6 or 12 months, or set your own start and end. • Income and spending, month by month. If you log income, a new chart shows what comes in next to what goes out. • Log income from Shortcuts, the Action button or Back Tap, without opening Kelo. With Premium. • The Home list is now called Upcoming: it shows what's coming.

App privacy

The developer, Jose Pedro Franco Moreno, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: User ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • User Content: Customer Support

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Identifiers: User ID

Used for: App Functionality

Alternatives to Kelo: Expense Tracker & Budget

Looking for apps like Kelo: Expense Tracker & Budget? Here are 6 similar apps on the App Store. The highest rated is Neto: Money & Net Worth (5.0/5), and all 6 are free to download.

Kelo: Expense Tracker & Budget vs. alternatives
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