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Screenshots

  • Modest Finance screenshot 1
  • Modest Finance screenshot 2
  • Modest Finance screenshot 3
  • Modest Finance screenshot 4

About Modest Finance

Meet your 24/7 personal financial strategist, providing personalized ideas and reports each week about how to grow your money. Link your accounts through Plaid, and the app builds a living financial model around your household: net worth, savings rate, spending patterns, and a timeline to your goals. It then turns your transactions into categories and a personalized feed of stories. Change something today, and watch your long-term outlook update instantly. What you get: - New reports generated each week tailored to your specific household finances and goals - AI-powered categorization that actually works — bills, flex spend, wedding, and custom categories - Spending insights by year, month, or week with automatic breakdowns - Financial independence timeline that updates daily as your accounts sync - Household dashboard for partners who share goals, not every transaction Built by product people who got tired of clunky finance apps. No spreadsheets required. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & reviews

5.0

13 ratings

5 ★ 100% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 2.0.3 · Updated June 7, 2026

AI-generated personalized reports & insights

App privacy

The developer, Modest Ventures LLC, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Phone Number
  • Identifiers: Device ID
  • Usage Data: Product Interaction
  • Financial Info: Other Financial Info
  • Contacts: Contacts

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

Alternatives to Modest Finance

Looking for apps like Modest Finance? Here are 6 similar apps on the App Store. The highest rated is WealthNX AI (5.0/5), and all 6 are free to download.

Modest Finance vs. alternatives
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Modest Finance 5.0 / 5 (13 ratings) Free June 7, 2026
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Lumi Money: Spend Better Today 5.0 / 5 (1) Free Jun 25, 2026 Compare
Bento: Budget & Money Tracker 5.0 / 5 (3) Free Oct 18, 2026 Compare
8FIGURES: Portfolio Tracker 4.6 / 5 (67) Free Oct 18, 2026 Compare

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