SavMoney: Budget & Credit Tool
Maria Alexandra Machado Aponte Finance iPhoneiPadiPod touch
SavMoney: Budget & Credit Tool is a free Finance app for iPhone and iPad by Maria Alexandra Machado Aponte. Rated 5.0/5 from 2 ratings. Requires iOS 14.0.0.
- Rating
- 5.0
- 2 ratings
- Price
- Free
- on the App Store
- Size
- 56 MB
- Age 4+
- Updated
- May 2
- 2026 · v3.92
Screenshots
About SavMoney: Budget & Credit Tool
Take full control of your finances with SavMoney — the personal finance app built for real life. Whether you're paying off credit card debt, building your credit score, or finally sticking to a budget, SavMoney gives you the tools to make it happen. DEBT PAYOFF TOOLS Choose between the Snowball and Avalanche methods to find the fastest, cheapest path out of debt. See exactly how much interest you'll pay each month, and use the extra-payment slider to watch your payoff date shrink in real time. CREDIT SCORE SIMULATOR Wondering what happens to your score if you pay off a card or open a new account? Simulate it before you do it. No guessing. BUDGET & FINANCIAL HEALTH Break down your spending, run a financial health check, and get a full Financial Health Report so you always know where you stand. SAVINGS GOALS Set savings goals, track your progress, and get reminded so nothing slips through the cracks. LETTER TEMPLATES Need to request a lower APR or move a due date? SavMoney includes ready-to-use letter templates you can send directly to your creditors — no lawyer needed. LEARNING HUB & CREDIT CHECKLIST New to credit? The Learning Hub and Credit Growth Checklist walk you through exactly what to do and in what order. BILINGUAL — ENGLISH & SPANISH SavMoney is fully available in English and Spanish, so you can manage your finances in the language you think in. Also includes: tip calculator, monthly reminders, loan calculators, and payoff visualizations. Your financial future starts today. Download SavMoney. SUBSCRIPTION TERMS • Title: SavMoney Premium • Length: Monthly and Yearly • Price: $3.99/month or $29.99/year • Title: SavMoney No Ads • Length: Yearly • Price: $0.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://github.com/appsolutionsbi/privacy_policy
What’s new
Version 3.92 · Updated May 2, 2026
Fresher, cleaner look and smoother navigation for a better experience throughout the app. Comparing your debts is now easier than ever with an improved side-by-side view of balances, interest rates, and payoff timelines. We've also introduced premium subscription options so you can unlock the full SavMoney experience without interruptions, along with several bug fixes to keep everything running smoothly.
App privacy
The developer, Maria Alexandra Machado Aponte, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
Alternatives to SavMoney: Budget & Credit Tool
Looking for apps like SavMoney: Budget & Credit Tool? Here are 6 similar apps on the App Store. The highest rated is Scary Budget (5.0/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| SavMoney: Budget & Credit Tool | 5.0 / 5 (2 ratings) | Free | May 2, 2026 | |
| Paykeep: Budget by Paycheck | – | Free | Sep 3, 2026 | Compare |
| Owed.today | – | Free | Oct 17, 2026 | Compare |
| Scary Budget | 5.0 / 5 (4) | Free | Sep 29, 2026 | Compare |
| Ask The Banker™ | 5.0 / 5 (6) | Free | Apr 14, 2026 | Compare |
| Home Budget: Money Planner | – | Free | Oct 16, 2026 | Compare |
| CardsNest | 5.0 / 5 (1) | Free | Oct 16, 2026 | Compare |