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  • Lydia AI Budgeting Coach screenshot 1
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About Lydia AI Budgeting Coach

LydiaVault is the pioneer AI-powered budget management app—designed to help you master your money, track expenses effortlessly, and grow your savings smarter than ever. Take full control of your finances with LydiaVault AI. Powered by intelligent automation, Lydia helps you manage your budget, track spending, monitor bills and subscriptions, and build better money habits—all in one easy-to-use app. KEY FEATURES Effortlessly track your daily spending and income Create a personalized budget that adapts to your lifestyle Automatically categorize your expenses and get smart insights Manage subscriptions and bills—never miss a payment Set and automate savings goals Monitor debts, loans, and credit cards Get a real-time view of your net worth Automate recurring transactions Stay organized with bill and payday reminders YOUR SMART AI FINANCE COMPANION Whether you want to track your expenses, save for a goal, or pay off debt, LydiaVault gives you the AI-powered tools to make smarter financial choices every day. PLAN, TRACK & GROW Smarter Budgeting: Build a flexible budget tailored to your needs Automated Savings: Set savings targets and let Lydia grow them for you Full Financial Overview: Track net worth, assets, debts, and income in one place Bill & Subscription Alerts: Avoid late fees and surprise charges Join thousands of users taking control of their money with LydiaVault—your intelligent partner for better financial health. Download LydiaVault today and start managing your money like a pro. LydiaVault offers various auto-renewal subscription plans for premium features, including monthly, three-month, and annual plans. Budget Management Premium Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions may be managed and auto-renewal may be turned off by going to your iPhone Account Settings. Payment for subscriptions is managed through the Apple App Store platforms, and all purchases are subject to their billing policies via iTunes.( https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ) LydiaVault Budget Management Premium Subscriptions lengths and prices: Monthly - $4.99* / month 3 Monthly - $12.99 / 3 months Annual - $49.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. Free Trials: Some plans may offer a free trial period. If you do not cancel before the trial ends, you will be charged according to the plan selected. Refunds: All refund requests are subject to Apple App Store refund policies. ( https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ) LydiaVault Privacy Policy: https://www.lydiavault.download/privacy-policy LydiaVault Terms of Use: https://www.lydiavault.download/terms-and-conditions For more informatino: [email protected]

Ratings & reviews

4.9

24 ratings

5 ★ 92% 4 ★ 8% 3 ★ 0% 2 ★ 0% 1 ★ 0%

What’s new

Version 2.0.4 · Updated December 5, 2025

We’re bringing you two highly requested updates: Budget Management in Category Detail: See exactly how each category performs against its monthly budget with clearer, smarter insights. Offline Wallet / Account Usage: Don’t want to connect your bank? No problem. You can now track all your income and expenses manually — fully offline and entirely in your control. Plus general bug fixes and performance improvements to keep everything running smoothly. Update now and enjoy a smarter LydiaVault experience

App privacy

The developer, Kata Technology Bilisim Yazilim Hizmetleri Limited Sirketi, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • Search History: Search History
  • Identifiers: User ID
  • Usage Data: Product Interaction, Other Usage Data
  • Diagnostics: Crash Data, Performance Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction, Other Usage Data
  • Financial Info: Other Financial Info
  • User Content: Photos or Videos
  • Search History: Search History

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data, Performance Data

Used for: Other Purposes

Alternatives to Lydia AI Budgeting Coach

Looking for apps like Lydia AI Budgeting Coach? Here are 6 similar apps on the App Store. The highest rated is UseKYN:Money Tracker & Planner (4.8/5), and all 6 are free to download.

Lydia AI Budgeting Coach vs. alternatives
App Rating Price Last updated
Lydia AI Budgeting Coach 4.9 / 5 (24 ratings) Free December 5, 2025
AI Expense Tracker: Aisance 4.2 / 5 (19) Free Sep 23, 2026
Cash Coach AI: Money Tracker 4.3 / 5 (20) Free Sep 10, 2026
SUMA Wealth 4.5 / 5 (18) Free Sep 14, 2026
UseKYN:Money Tracker & Planner 4.8 / 5 (21) Free Aug 2, 2026
Envelope Budget - Kualia 4.6 / 5 (47) Free Sep 26, 2026
Pennies: Budget & Bill Tracker 4.6 / 5 (1,814) Free Aug 31, 2026