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About Shoal

Earn a great return on your savings as you help support a global portfolio of sustainable projects. Can you increase your savings as you help lower CO2? Shoal you can. - All in. 100% of your money helps support a global portfolio of green and social projects and companies². - Track your contribution. See the CO2e avoidance and clean water you help generate with your savings while growing your wealth². - Good for your wallet, good for the world. Contribute to a range of the United Nations' Sustainable Development Goals². All Savings Pots up to £85,000 are protected by FSCS³. - Shoal's mission Our mission is to empower people to achieve their financial goals while promoting environmental and social responsibility. — 1. Rates shown are indicative, latest rates are available in the Shoal App. Rates shown are annualised (AER). Returns on savings are repaid at the end of the savings term. 2. The impact of your savings is reflected in CO2 avoided or clean water generated, however these are benchmark statistics and do not guarantee that all products that your savings support directly contribute to the generation of clean water or reduction / avoidance of CO2 emissions. The Sustainable Finance portfolio against which your savings are referenced is provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA. For more information on the wider portfolio of sustainable projects and companies your savings help to support and how your impact is measured, read our FAQs. 3. For more information on how we ensure that your funds are kept safe at all times, read our FAQs.

What’s new

Version 1.56.0 · Updated October 28, 2026

We're continually working on improvements to ensure your Shoal journey is always smooth sailing. This update includes general fixes and enhancements below deck to keep make sure everything's running shipshape. Update now to enjoy the latest version of the Shoal app

App privacy

The developer, Algbra FS UK Limited, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Product Interaction, Advertising Data, Other Usage Data
  • Other Data: Other Data Types

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Location: Precise Location
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Contacts: Contacts
  • Identifiers: User ID, Device ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction, Advertising Data, Other Usage Data
  • Other Data: Other Data Types
  • Diagnostics: Crash Data, Other Diagnostic Data

Used for: Analytics, App Functionality

Alternatives to Shoal

Looking for apps like Shoal? Here are 6 similar apps on the App Store. The highest rated is Remium (5.0/5), and all 6 are free to download.

Shoal vs. alternatives
App Rating Price Last updated Compare
Shoal 5.0 / 5 (1 rating) Free October 28, 2026
Accelovate – Free Apr 14, 2026 Compare
Remium 5.0 / 5 (1) Free Aug 18, 2026 Compare
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Kixy 5.0 / 5 (7) Free Oct 23, 2026 Compare
Zwa - Cashless Giving – Free Sep 4, 2024 Compare
Kestrl – Ethical Finance – Free Oct 13, 2026 Compare

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