Kestrl – Ethical Finance

YOUR MONEY, YOUR VALUES We’re Kestrl – the app that helps you to spend, save and grow your wealth without compromising on your beliefs. Join the waitlist today and become an ‘Alif’ Early adopter. In exchange for your feed back you’ll get exclusive perks and early access to features FOR LIFE! Download and begin your ethical journey today. Winners of ADIB’s Ethical Finance Awards and Money 20/20 Fintech for Good Award 2025. This description is relevant for UK customers only. From funding wars to contributing to global pollution, Banks have used our money for unethical activities for years. We’re building an alternative. EARN AN INTEREST-FREE RETURN Store money in a Kestrl current account and receive a competitive, fully interest-free and ethical (Shariah certified) return on any money you have deposited. Withdraw any time and gain full transparency on where your money is at all times. AVOID UNETHICAL COMPANIES We’ll flag if any payments have been made to companies you don’t agree with and suggest alternative places to shop at. Receive a monthly score of how much of your money has been successfully divested away from harmful activities. Connect other bank accounts and check your spending across your portfolio. SUPERCHARGE YOUR GOALS WITH SAVINGS POTS Create sub-accounts for your specific goals and we’ll put money towards them as often as you want. From saving for a holiday to Hajj, we’ll round up spare change or do automatic monthly/weekly deposits. Earn an interest-free return on any money stored in these pots. MANAGE YOUR MONEY Connect all your bank accounts to Kestrl via open banking and manage your finances in one place, from tracking subscriptions, building a budget and avoiding debts. Get instant notifications to keep track of every payment. VALUES-ALIGNED FEATURES From purifying interest across your bank accounts, to calculating zakat or screening companies for investments, we’ve got your back with our suite of faith-based and ethical screening services. BEST IN CLASS SECURITY Freeze your card in seconds. Our algorithms will detect any suspicious transactions or activities and freeze your card instantly unless we can confirm it’s really you. AI Identity checks: If your account is accessed from an unexpected location, we’ll act immediately. Biometric Security: Access to your account is linked to the biometric sign-in on your device. UK Residents only, Ts&Cs apply. This card is issued by AF Payments Limited pursuant to a licence by Mastercard International. AF Payments Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International. Kestrl registered Address: Salisbury House, 29 Finsbury Circus, London, EC2M 5SQ.