BetterBudgets: Budget Planner
Tinstac LLC Finance iPhoneiPadiPod touch
BetterBudgets: Budget Planner is a free Finance app for iPhone and iPad by Tinstac LLC. Rated 5.0/5 from 5 ratings. Requires iOS 15.6.
- Rating
- 5.0
- 5 ratings
- Price
- Free
- on the App Store
- Size
- 72 MB
- Age 4+
- Updated
- Sep 23
- 2026 · v4.0.0
Screenshots
About BetterBudgets: Budget Planner
Budget for Tomorrow, Today. BetterBudgets is a personal finance app built around one idea: your budget should work toward your future, not just track your past. Most budgeting apps connect to your bank and show you what you've already spent. BetterBudgets is different. You enter your income, bills, and debts, and our algorithm builds up to 5 personalized budget plans, projecting your financial future up to 10 years out, in under 10 seconds. No bank account access. No syncing. No privacy risks. HOW IT WORKS Our hand-built algorithm uses your real numbers to generate multiple payoff scenarios side by side. See exactly how much sooner you could be debt-free if you redirect just a little more each month. Pick the plan that fits your life and follow it paycheck by paycheck. This is Future-Based Budgeting: a method designed to help you stop reacting to your finances and start planning toward a goal. WHAT YOU GET • Up to 5 personalized budget plans, generated in seconds • Paycheck-by-paycheck breakdowns: tick off bills as they land • Coming Up: the next bills across the checks ahead, so nothing lands by surprise • Debt payoff timelines up to 10 years out • An Analyze dashboard: income, expenses, net worth and savings over time • Every financial calculator you need: early mortgage, auto loan, student loan, debt payoff, consolidation, 401K, emergency fund, and more • Canvas: freehand your financial ideas, with a calculator built in • A Budget Archive that keeps every plan you've ever built • A Library of guides, articles, and video series KNOW BEFORE YOU COMMIT Thinking about a big purchase? Add it to your budget and see exactly what it does to your plan before you sign anything. YOUR DATA STAYS YOURS BetterBudgets never asks for your bank login, SSN, or credit card. We collect only what you enter manually. Your financial data is not sold, shared, or used for advertising. FREE TO START Download free and build your first budget today. The Free plan includes the Budget Builder, paycheck-by-paycheck tracking, core dashboard tiles and charts, every calculator, and the Library. Upgrade to Thrive for every plan the Builder generates, the reasoning behind your recommended plan, the full Analyze dashboard, editing amounts as you go, your whole Archive with restore, and Canvas. BetterBudgets. Built for where you want to go. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.betterbudgets.io/privacy-policy
Ratings & reviews
5.0
5 ratings
What’s new
Version 4.0.0 · Updated September 23, 2026
BetterBudgets 4.0 — the biggest update since launch. BUDGET BUILDER, REBUILT Income, housing, expenses and debts on one flowing page, with your running net at the top so you see what every change does as you type. RESULTS Up to five plans side by side, each with the date you're debt-free, plus a recommendation and notes on how your budget was built. HOME • Track: the paycheck in front of you, with bills to tick off as they land • Coming Up: the next bills and debt payments across the checks ahead • Analyze: a new dashboard with income, expenses, net worth and savings over time • Edit a bill or paycheck amount as you go, and add an expense to a running budget CANVAS Freehand planning with pages, a built-in calculator, and sharing. ARCHIVE Every budget you've built, searchable. Open any plan variant and restore it to Home. CALCULATORS Redesigned and grouped by what they're for, with a new Currency Converter. LIBRARY Guides, articles and video series, and it remembers where you left off. Free on both plans. ALSO • New onboarding • Notifications rebuilt • New app icon • Performance work and fixes throughout
App privacy
The developer, Tinstac LLC, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: Device ID
- Usage Data: Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Advertising Data
Used for: Developer’s Advertising or Marketing
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name, Phone Number
- Identifiers: User ID
Used for: Analytics, Product Personalization, App Functionality
Alternatives to BetterBudgets: Budget Planner
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| BetterBudgets: Budget Planner | 5.0 / 5 (5 ratings) | Free | September 23, 2026 | |
| Benson AI: Stock Trading | 4.7 / 5 (1,475) | Free | Oct 29, 2026 | Compare |
| Dollarwise: Budget & Tracking | 3.8 / 5 (3,955) | Free | Oct 22, 2026 | Compare |
| Debt Payoff Planner & Tracker | 4.7 / 5 (7,401) | Free | Sep 26, 2026 | Compare |
| Origin: AI Budget and Track | 4.6 / 5 (3,990) | Free | Oct 29, 2026 | Compare |
| Changed: Automate Debt Payoff | 4.6 / 5 (5,675) | Free | Oct 27, 2026 | Compare |
| Ditch: Pay Off Debt Faster | 4.8 / 5 (4,278) | Free | Oct 27, 2026 | Compare |