Ditch: Pay Off Debt Faster
Ditch Technologies Finance iPhoneiPadiPod touch
Ditch: Pay Off Debt Faster is a free Finance app for iPhone and iPad by Ditch Technologies. Rated 4.8/5 from 3,150 ratings. Requires iOS 15.0.
- Rating
- 4.8
- 3.1K ratings
- Price
- Free
- on the App Store
- Size
- 80 MB
- Age 17+
- Updated
- Sep 23
- 2026 · v1.6.0
Screenshots
About Ditch: Pay Off Debt Faster
Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free. No stress, no spreadsheets, and no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Try Ditch free for one week. Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction. Popular Use Cases: - Automate spare change to pay off student loans. - Track and pay down credit card debt effortlessly. - Plan for a debt-free life with easy budgeting and smart AI tools. - Start your debt payoff journey today—download Ditch and take control of your finances. Privacy & Terms Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice. By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find our privacy policy at: https://ditch.io/privacypolicy And our terms of service at: https://ditch.io/termsofservice By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & reviews
4.8
3.1K ratings
What’s new
Version 1.6.0 · Updated September 23, 2026
Bug fixes, and other UI changes.
App privacy
The developer, Ditch Technologies, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: Device ID
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name, Phone Number, Other User Contact Info
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction, Other Usage Data
- Diagnostics: Crash Data, Performance Data, Other Diagnostic Data
- Other Data: Other Data Types
Used for: Third-Party Advertising, Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes
Alternatives to Ditch: Pay Off Debt Faster
Looking for apps like Ditch: Pay Off Debt Faster? Here are 6 similar apps on the App Store. The highest rated is Gauss: Payoff Credit Card Debt (4.9/5), and all 6 are free to download.
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Changed: Automate Debt Payoff
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Relief: Get out of debt
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Kiwipop - Payoff Credit Cards
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Gauss: Payoff Credit Card Debt
4.9
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Debt Payoff Planner & Tracker
4.7
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Budget Bestie
4.7
| App | Rating | Price | Last updated |
|---|---|---|---|
| Ditch: Pay Off Debt Faster | 4.8 / 5 (3,150 ratings) | Free | September 23, 2026 |
| Changed: Automate Debt Payoff | 4.6 / 5 (5,591) | Free | Sep 29, 2026 |
| Relief: Get out of debt | 4.5 / 5 (4,630) | Free | Sep 8, 2026 |
| Kiwipop - Payoff Credit Cards | 4.8 / 5 (414) | Free | Oct 2, 2026 |
| Gauss: Payoff Credit Card Debt | 4.9 / 5 (4,229) | Free | Sep 30, 2026 |
| Debt Payoff Planner & Tracker | 4.7 / 5 (7,344) | Free | Sep 26, 2026 |
| Budget Bestie | 4.7 / 5 (3,149) | Free | Sep 28, 2026 |