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Screenshots

  • epara screenshot 1
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About epara

Redefine your money management & spending experience with epara - designed to give you more benefits, more freedom and more control over your money. With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. Why choose epara? • Get rewarded on every payment with epara cards. • Withdraw with your physical card at any ATM in Albania without commission. • 2 currencies, 1 card – Manage ALL & EUR balances in a single wallet with instant currency exchange. • Receive money from friends & family from 200+ countries around the world with Ria in epara • Secure payments, anywhere, anytime – Safe transactions online and in-store, powered by Mastercard. • Track everything in one app – Monitor transactions, manage limits, stay in control 24/7. Have a business? epara works for you too Accept payments faster and easier with epara: • Generate QR codes or payment links for instant transfers from your customers • Track every transaction & give your team access tailored to their role • Withdraw your earnings at BKT ATMs real time, with 0 commission epara is perfect for: • People who love earning rewards on daily payments • Anyone who wants free ATM withdrawals across Albania • Online shoppers and subscription users • Businesses looking for modern, fast, and secure payment solutions • Anyone who values commodity, speed, and control epara – Your Free Digital Wallet | Powered by BKT More rewards. More freedom. More control.

Ratings & reviews

4.0

6 ratings

5 ★ 67% 4 ★ 0% 3 ★ 17% 2 ★ 0% 1 ★ 17%

What’s new

Version 1.1.45 · Updated September 22, 2026

Direct access to BKT Smart via deep links Introduction of the new Rate Us feature, making it easier to share your feedback KYC update reminders for selected customers New expirable cashback functionality Updated icon design for a more intuitive experience Minor performance and user experience improvements

App privacy

The developer, BKT Pay, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info
  • Location: Precise Location
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Contacts: Contacts
  • Identifiers: User ID, Device ID

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Advertising Data
  • Diagnostics: Crash Data, Other Diagnostic Data

Used for: Third-Party Advertising, Analytics, App Functionality

Alternatives to epara

Looking for apps like epara? Here are 6 similar apps on the App Store. The highest rated is eReja (5.0/5), and all 6 are free to download.

epara vs. alternatives
App Rating Price Last updated
epara 4.0 / 5 (6 ratings) Free September 22, 2026
Raiffeisen Youth 3.1 / 5 (17) Free Sep 21, 2026
Jet Bank 4.4 / 5 (9) Free Sep 14, 2026
Posta Shqiptare 1.9 / 5 (7) Free Apr 16, 2026
BKT Smart 3.1 / 5 (30) Free Sep 15, 2026
eReja 5.0 / 5 (1) Free Sep 1, 2026
Pago.al 5.0 / 5 (5) Free Sep 17, 2026