epara
BKT Pay Finance iPhoneiPadiPod touch
epara is a free Finance app for iPhone and iPad by BKT Pay. Rated 4.0/5 from 6 ratings. Requires iOS 15.1. Updated September 22, 2026.
- Rating
- 4.0
- 6 ratings
- Price
- Free
- on the App Store
- Size
- 84 MB
- Age 4+
- Updated
- Sep 22
- 2026 · v1.1.45
Screenshots
About epara
Redefine your money management & spending experience with epara - designed to give you more benefits, more freedom and more control over your money. With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. Why choose epara? • Get rewarded on every payment with epara cards. • Withdraw with your physical card at any ATM in Albania without commission. • 2 currencies, 1 card – Manage ALL & EUR balances in a single wallet with instant currency exchange. • Receive money from friends & family from 200+ countries around the world with Ria in epara • Secure payments, anywhere, anytime – Safe transactions online and in-store, powered by Mastercard. • Track everything in one app – Monitor transactions, manage limits, stay in control 24/7. Have a business? epara works for you too Accept payments faster and easier with epara: • Generate QR codes or payment links for instant transfers from your customers • Track every transaction & give your team access tailored to their role • Withdraw your earnings at BKT ATMs real time, with 0 commission epara is perfect for: • People who love earning rewards on daily payments • Anyone who wants free ATM withdrawals across Albania • Online shoppers and subscription users • Businesses looking for modern, fast, and secure payment solutions • Anyone who values commodity, speed, and control epara – Your Free Digital Wallet | Powered by BKT More rewards. More freedom. More control.
Ratings & reviews
4.0
6 ratings
What’s new
Version 1.1.45 · Updated September 22, 2026
Direct access to BKT Smart via deep links Introduction of the new Rate Us feature, making it easier to share your feedback KYC update reminders for selected customers New expirable cashback functionality Updated icon design for a more intuitive experience Minor performance and user experience improvements
App privacy
The developer, BKT Pay, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data: Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Payment Info
- Location: Precise Location
- Contact Info: Physical Address, Email Address, Name, Phone Number
- Contacts: Contacts
- Identifiers: User ID, Device ID
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Advertising Data
- Diagnostics: Crash Data, Other Diagnostic Data
Used for: Third-Party Advertising, Analytics, App Functionality
Alternatives to epara
Looking for apps like epara? Here are 6 similar apps on the App Store. The highest rated is eReja (5.0/5), and all 6 are free to download.
| App | Rating | Price | Last updated |
|---|---|---|---|
| epara | 4.0 / 5 (6 ratings) | Free | September 22, 2026 |
| Raiffeisen Youth | 3.1 / 5 (17) | Free | Sep 21, 2026 |
| Jet Bank | 4.4 / 5 (9) | Free | Sep 14, 2026 |
| Posta Shqiptare | 1.9 / 5 (7) | Free | Apr 16, 2026 |
| BKT Smart | 3.1 / 5 (30) | Free | Sep 15, 2026 |
| eReja | 5.0 / 5 (1) | Free | Sep 1, 2026 |
| Pago.al | 5.0 / 5 (5) | Free | Sep 17, 2026 |