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Screenshots

  • POK screenshot 1
  • POK screenshot 2
  • POK screenshot 3
  • POK screenshot 4

About POK

POK is your trusted fintech app for fast, secure, and modern money management. From instant transfers and bill payments to premium digital cards and spending insights, POK empowers you to take full control of your finances anytime, anywhere. Unlock Exclusive Benefits with POK VISA Cards Choose the card that fits your lifestyle: - POK Rewards: Earn points with every transaction and redeem them for exclusive offers like cashbacks. - POK Infinite: Our premium card for high-value users, offering concierge support, advanced security, and VIP privileges. All POK cards are digital-first, available instantly after registration, with no need for physical delivery. Manage your cards directly from the app, set limits, freeze or unfreeze instantly, and track your usage with full transparency. Key Features: - Instant Transfers: Send and receive money in real time, 24/7. - Recurring Payments: Set up automatic transfers for rent, family support, or business needs. - Utility Payments: Pay for car fines, water, internet, and more—without waiting in line. - QR Payments: Scan static QR codes in stores and control the payment amount yourself. - Spending Insights: Visualize and analyze your expenses to stay on top of your budget. - Biometric Login: Access your account safely using fingerprint or face recognition. - Multilingual Support: Available in your preferred language for a smooth experience. POK gives you everything you need to manage your finances smarter, faster, and with zero hassle.

Ratings & reviews

4.4

14 ratings

5 ★ 79% 4 ★ 0% 3 ★ 7% 2 ★ 7% 1 ★ 7%

What’s new

Version 4.3.1 · Updated September 22, 2026

Bug fixes and performance improvements

App privacy

The developer, R PAY, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data: Advertising Data

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Name, Phone Number
  • Contacts: Contacts

Used for: App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Advertising Data

Used for: Third-Party Advertising, Analytics, Product Personalization

Alternatives to POK

Looking for apps like POK? Here are 6 similar apps on the App Store. The highest rated is RaiPay Albania (4.4/5), and all 6 are free to download.

POK vs. alternatives
App Rating Price Last updated
POK 4.4 / 5 (14 ratings) Free September 22, 2026
RaiPay Albania 4.4 / 5 (16) Free Feb 25, 2026
Raiffeisen ON 4.1 / 5 (35) Free Jan 25, 2026
epara 4.0 / 5 (6) Free Sep 22, 2026
CREDINS online 2.0 / 5 (44) Free Jul 24, 2026
ISPBA Mobile Banking 4.2 / 5 (45) Free Jun 8, 2026
BKT Smart 3.1 / 5 (30) Free Sep 15, 2026