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  • Split Pay: Split Bills in Two screenshot 1
  • Split Pay: Split Bills in Two screenshot 2
  • Split Pay: Split Bills in Two screenshot 3
  • Split Pay: Split Bills in Two screenshot 4

About Split Pay: Split Bills in Two

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

Ratings & reviews

4.9

18K ratings

5 ★ 94% 4 ★ 3% 3 ★ 1% 2 ★ 0% 1 ★ 2%

What’s new

Version 2.0.6 · Updated September 28, 2026

Resolved some bugs and made performance tweaks.

App privacy

The developer, Visible Ideas, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location: Coarse Location

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Email Address, Name, Physical Address, Phone Number
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data
  • Financial Info: Payment Info
  • Location: Coarse Location
  • User Content: Photos or Videos

Used for: Analytics, Product Personalization, App Functionality

Alternatives to Split Pay: Split Bills in Two

Looking for apps like Split Pay: Split Bills in Two? Here are 6 similar apps on the App Store. The highest rated is Gauss: Payoff Credit Card Debt (4.9/5), and all 6 are free to download.

Split Pay: Split Bills in Two vs. alternatives
App Rating Price Last updated Compare
Split Pay: Split Bills in Two 4.9 / 5 (18,042 ratings) Free September 28, 2026
Livble - Split your rent 4.6 / 5 (2,876) Free Sep 27, 2026 Compare
Deferit: Pay bills in 4 4.8 / 5 (34,925) Free Sep 30, 2026 Compare
Flex - Rent On Your Schedule 4.8 / 5 (496,448) Free Sep 26, 2026 Compare
PayLater: Split Your Payments 3.5 / 5 (304) Free Oct 1, 2026 Compare
Get Paid Early: Cash Advance 4.6 / 5 (7,636) Free Sep 28, 2026 Compare
Gauss: Payoff Credit Card Debt 4.9 / 5 (4,204) Free Sep 30, 2026 Compare

Compare Split Pay: Split Bills in Two with the top alternatives: ratings, updates, ASO score and keyword gaps →