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  • Deferit: Pay bills in 4 screenshot 1
  • Deferit: Pay bills in 4 screenshot 2
  • Deferit: Pay bills in 4 screenshot 3
  • Deferit: Pay bills in 4 screenshot 4

About Deferit: Pay bills in 4

Take control of your bill finance and budget with confidence. Deferit empowers you to pay almost any service bill on your terms, with no interest. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 smaller installments. This makes split payments on bills stress-free and manageable. Move payments and stay on top of your bills, all from within one powerful app. Split Payments: Pay in 4 - Simply upload any of your bills – just take a photo, screenshot, or add a file. - Select the amount you want to pay your biller. - We pay them the full amount upfront - You pay us back with four simple payments over time. It's the smartest way to pay! Save Money on Your Bills: - You could be paying more than you need to. Save money on bills like internet, phone, TV, and more. - Our expert team negotiates with your provider on your behalf to find you a better deal so you pay less. Build Credit History with Every Bill Payment: - Turn the bills you already pay into a powerful financial tool. Most bills payments go unreported, but we're changing that. - Simply pay your bills through the Deferit app. - We report your on-time payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®). - A stronger credit history can help you pay less for future loans. It's smart bill finance in action. Join the 190,000+ Americans who trust Deferit to manage their finances and improve their financial health. *Deferit charges a monthly membership. No lock-ins. All payments are subject to a processing fee of $0.99. Customers start with a balance of $100-$400. Balance may increase with good payment behavior. Terms and Eligibility criteria apply. 1. Actual credit score changes may vary based on various factors, including individual financial behavior and credit history. These changes may or may not be favorable. 2. Based on yearly average savings obtained for our customers. By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

Ratings & reviews

4.8

34.6K ratings

5 ★ 93% 4 ★ 3% 3 ★ 1% 2 ★ 1% 1 ★ 3%

What’s new

Version 3.0.9 · Updated September 17, 2026

This release contains performance improvements to keep everything running smoothly.

App privacy

The developer, deferit Pty Ltd, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info: Email Address
  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: Device ID, User ID
  • Usage Data: Product Interaction
  • Contact Info: Email Address, Name

Used for: Third-Party Advertising, Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Contact Info: Physical Address, Phone Number
  • Diagnostics: Crash Data

Used for: App Functionality

Alternatives to Deferit: Pay bills in 4

Looking for apps like Deferit: Pay bills in 4? Here are 6 similar apps on the App Store. The highest rated is Split Pay: Split Bills in Two (4.9/5), and all 6 are free to download.

Deferit: Pay bills in 4 vs. alternatives
App Rating Price Last updated
Deferit: Pay bills in 4 4.8 / 5 (34,601 ratings) Free September 17, 2026
OneBlinc Cash Advance 4.8 / 5 (14,733) Free Sep 14, 2026
VANSi - Cash Advance 4.7 / 5 (28,738) Free Sep 3, 2026
Livble - Split your rent 4.6 / 5 (2,832) Free Sep 27, 2026
Grid Money 4.6 / 5 (29,587) Free Sep 22, 2026
Split Pay: Split Bills in Two 4.9 / 5 (17,900) Free Sep 4, 2026
Get Paid Early: Cash Advance 4.6 / 5 (7,513) Free Sep 9, 2026