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Screenshots

  • Neocash Mobile screenshot 1
  • Neocash Mobile screenshot 2
  • Neocash Mobile screenshot 3
  • Neocash Mobile screenshot 4

About Neocash Mobile

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

Ratings & reviews

3.7

6 ratings

5 ★ 67% 4 ★ 0% 3 ★ 0% 2 ★ 0% 1 ★ 33%

What’s new

Version 2.8.67 · Updated August 25, 2026

- Neo Vaults has been rereleased with performance and usability improvements.

App privacy

The developer, Shephard Trust Bank, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID
  • Usage Data: Product Interaction
  • Other Data: Other Data Types

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Identifiers: User ID
  • Contact Info: Physical Address, Email Address, Name, Phone Number

Used for: Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Location: Coarse Location
  • Identifiers: Device ID
  • Usage Data: Product Interaction
  • Diagnostics: Performance Data
  • Other Data: Other Data Types
  • Financial Info: Credit Info, Other Financial Info

Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality, Other Purposes

Alternatives to Neocash Mobile

Looking for apps like Neocash Mobile? Here are 6 similar apps on the App Store. The highest rated is Carbon: Mobile Banking & Loans (4.5/5), and all 6 are free to download.

Neocash Mobile vs. alternatives
App Rating Price Last updated
Neocash Mobile 3.7 / 5 (6 ratings) Free August 25, 2026
eLendly 2.7 / 5 (105) Free Apr 8, 2024
Andray Finance 1.7 / 5 (6) Free May 30, 2026
Rank — Bank, Invest, Grow 4.1 / 5 (17) Free Sep 17, 2026
Sycamore - Save Invest Borrow 4.2 / 5 (123) Free Sep 11, 2026
Moneyfield MFB Mobile App 3.0 / 5 (9) Free Jun 18, 2026
Carbon: Mobile Banking & Loans 4.5 / 5 (10,224) Free Sep 23, 2026