Sycamore - Save Invest Borrow

Sycamore –Save Invest Borrow Sycamore is a secure all-in-one fintech app that helps you access credit, save consistently, invest wisely, and manage everyday payments—all from one platform. Designed for individuals and businesses in Nigeria, Sycamore gives you the tools to take control of your finances with transparency, flexibility, and security. Quick & Flexible Loans Access personal and business loans with a simple application process and transparent terms. Whether you need funds for emergencies, rent, school fees, or business growth, Sycamore makes borrowing easier. Loan Features - Loan amounts from ₦100,000 – ₦100,000,000 - Flexible repayment plans (3 – 24 months) - Competitive interest rates starting from 2.3% monthly - Processed under 5 hours (subject to eligibility and verification) - Secure and simple application process Loan Types Salary Loans For salaried employees who need quick access to funds for personal needs. Business Loans For registered Nigerian businesses seeking working capital and growth funding. Loan Terms & Transparency - APR range: 27.6% – 72% annually (depending on user profile and loan terms) - Loan tenure: 3 – 24 months - Approval: Subject to eligibility, verification, and risk assessment - No hidden fees Representative Example Loan Amount: ₦1,000,000 Tenor: 12 months Monthly Interest Rate: 3% APR: 36% Total Repayment: ₦1,360,000 Save Smarter with High-Interest Savings Build better financial habits with flexible and automated savings options. Savings Features - Create goal-based savings plans (rent, travel, gadgets, etc.) - Automate deposits and consistently - Access fixed and flexible savings options - Earn competitive interest rates (up to 20% annually) Invest & Grow Your Wealth Access curated investment opportunities designed to help you grow your money over time. Investment Features - Start investing from ₦100,000 - Earn competitive returns (up to 25% annually) - Access fixed income and structured investment products - Diversify your portfolio with professionally managed options Enhanced Dollar Investment (EDI) - Invest from as low as $5 - Earn returns in USD (up to 8% annually) - Hedge against currency fluctuations Disclaimer: Investments carry risk. Returns are not guaranteed and may vary based on market conditions. Send Money & Pay Bills Easily Sycamore also works as a digital banking app for your everyday transactions. - Transfer money securely and instantly - Buy airtime and data - Pay electricity and cable TV bills - Buy e-sims so you can travel without worries and gift vouchers from popular brands you use like Netflix, Apple etc. - Manage daily financial activities Safe, Licensed & Trusted Your security and trust are our priority. Operated by Sycamore Integrated Solutions Limited. Investments managed by SEC-licensed Sycamore Investment & Asset Management Limited (SIML). Banking services provided by a CBN-licensed microfinance bank. Deposits insured by NDIC Loan Requirements To apply for a loan, you may need: - Valid government-issued ID - BVN and NIN - Bank statement (up to 6 months) - Proof of employment (for salary loans) - Utility bill - Debit card or direct debit mandate for repayment setup Requirements may vary based on loan type and user profile. Privacy & Data Protection We are committed to protecting your data. Sycamore may request access to certain device information (such as device data and financial details) strictly for: - Identity verification - Fraud prevention - Credit assessment All user data is encrypted and securely stored. Your information is never shared without your consent. Learn more: sycamore.ng/privacy Contact Us Our support team is here to help. 0201-700-3497 [email protected]