Xero Accounting for business

Create quotes, invoices and bills, capture expenses and receipts, receive payments, reconcile bank transactions and use JAX, your AI finance partner on-the-go - all within Xero's AI-powered Accounting App. Your mobile subscription includes access to Xero's full suite of accounting and bookkeeping features on the web: profit and loss reporting, integrated apps and more. Xero is accounting software trusted by 5 million+ small businesses and sole traders worldwide. ~ Features: MANAGE INVOICING ON THE GO • Raise & send quotes for faster client approval & get started on the job sooner • Reduce the time it takes to get paid by raising & sending invoices from your device as soon as the job is completed • Send invoices directly to clients via email, text message or other apps • Easily keep track of unpaid invoices, to see who owes you what - and even track the status of an invoice, seeing if it has been viewed by clients • For US users, automatically calculate sales tax on invoices for any state or jurisdiction AI-POWERED FINANCE PARTNER • Get instant answers on your financial performance — revenue and profit trends, or your current cash position • Create, edit, approve and send a quote or invoice, and get answers to invoice-related questions • Snap a photo or upload a document to get instant, secure answers and summaries • Ask JAX how to use a Xero feature, and get answers based on Xero Central's help content MANAGE SPEND • Record spend as soon as it happens to reduce office admin & time spent looking for lost receipts MANAGE CUSTOMER & SUPPLIER INFORMATION • Have vital contact information in the palm of your hand so you can do business from wherever you are • Get a view of how much is owed and quickly add notes so you can build better business relationships RECONCILE FROM ANYWHERE • Good bookkeeping habits have been made easy - Smart matches, rules & suggestions makes reconciling your business transactions easy, from anywhere with a few simple clicks • Filter bank statement lines to optimise your unique workflow, leading to faster reconciliation • New sort & search tools to make it easier to view business transactions & streamline the reconciliation process ACCEPT CONTACTLESS PAYMENTS RIGHT ON YOUR iPhone (currently only available in the US, Australia, the UK, New Zealand & Canada) • Accept in-person, contactless payments right on your iPhone, so you can reach new customers & take payments on-the-go • Accept contactless payments from physical debit/credit cards, Apple Pay & other digital wallets. So there’s no need for additional hardware such as card readers or terminals • Privacy & security of iPhone built in. Apple doesn’t store card numbers or PIN information on your iPhone or Apple servers, so merchants & customers can rest assured that their data stays theirs • Tap to Pay on in the Xero Accounting App is free to set up, with no ongoing or monthly subscription fees. Stripe transactions fees still apply • Save time, improve cash flow & focus on growing your business KEEP TRACK OF CASH FLOW • View summaries of outstanding bills & invoices to see what’s owed • Quickly & easily create bills by capturing photos or selecting files from your mobile device, with our new automatic bill uploader with AI ~ XERO ACCOUNTING APP IS POWERED BY XERO To contact support, visit us at https://central.xero.com/, raise a ticket, book a call & someone will reach out to you Got product & feature ideas for the Xero Accounting App? Visit https://productideas.xero.com/ You're in good hands with Xero. We're rated GREAT on Trustpilot (4/5) with 11K+ customer reviews (as of July 2026) Downloading & accessing the Xero Accounting mobile app is subject to the acceptance of Apple's Standard EULA https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ More terms apply if you use Xero's services, see https://www.xero.com/legal/terms/