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Screenshots

  • ZojaPay screenshot 1
  • ZojaPay screenshot 2
  • ZojaPay screenshot 3
  • ZojaPay screenshot 4

About ZojaPay

ZojaPay is a peer-2-peer financial inclusion application that simplifies payment by making access to cash easy for the retail market. ZojaPay currently does this by empowering the following transaction model: - Cash Request: Users can request fro cash to be delivered to their desired location at the same local rate obtainable for normal agency banking withdrawal. Requests are automatically paired with providers around the user's location for the delivery to be done - Fast Agency Setup: Users looking to make quick cash can easily switch to the cash provider mode and they instantly become a mobile money agent to be automatically paired to cash requests for delivery around their location. These users also get to keep 70% of all revenue made on each transaction as passive income. Starting up a POS mobile money agent has never been easier than this. - Bills: Users can purchase bills and settle utilities right from their app from our range of bills at very cheap and affordable rates. - Security: We have privacy policies in place that places the security of our users and their properties as top priority. - QR Pay: With this feature, users can easily generate and share fund via QR to facilitate payments, giveaways or any distant payment function. We currently have an ongoing referral promo where users can earn N100 on every user referred to download and use the app. You follow us on Facebook,Instagram, Twitter, LinkedIn and YouTube - @zojapay Privacy Policy: https://zojapay.com/privacy Terms & Conditions: https://zojapay.com/terms-and-condition

Ratings & reviews

4.5

44 ratings

5 ★ 61% 4 ★ 27% 3 ★ 7% 2 ★ 5% 1 ★ 0%

What’s new

Version 1.2.0 · Updated July 31, 2026

Bug fixes and app improvements

App privacy

The developer, Zoja Technologies Limited, reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers: Device ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info
  • Location: Precise Location, Coarse Location
  • Contact Info: Email Address, Name, Phone Number, Other User Contact Info
  • Contacts: Contacts
  • User Content: Emails or Text Messages, Photos or Videos
  • Usage Data: Product Interaction

Used for: Analytics, Product Personalization, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Diagnostics: Crash Data
  • Identifiers: Device ID

Used for: Third-Party Advertising, Analytics, Product Personalization, App Functionality

Alternatives to ZojaPay

Looking for apps like ZojaPay? Here are 6 similar apps on the App Store. The highest rated is The Flip App (5.0/5), and all 6 are free to download.

ZojaPay vs. alternatives
App Rating Price Last updated Compare
ZojaPay 4.5 / 5 (44 ratings) Free July 31, 2026
The Flip App 5.0 / 5 (6) Free Sep 9, 2026 Compare
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KaboCash – Free Feb 2, 2026 Compare
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SENDCHEAP 2.0 / 5 (1) Free Sep 26, 2026 Compare

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