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Screenshots

  • PennyTree screenshot 1
  • PennyTree screenshot 2
  • PennyTree screenshot 3
  • PennyTree screenshot 4

About PennyTree

PennyTree is a neo-bank that provides financial services in the most convenient way. You now have access to individual services like bank transfers, bill payments, and personal vaults for savings, where you can earn up to 27% per annum. With the Merchant Services offering, you can open a business banking account with a click of a button, receive payments from clients and vendors, generate invoices and receipts, download a stamped bank statement in real time, and transfer up to NGN5 million daily. What more? We have introduced our Crowdfunding Platform, where you can invest in your favorite brands from as low as NGN5,000 and earn a competitive return on investment.

Ratings & reviews

3.7

9 ratings

5 ★ 56% 4 ★ 0% 3 ★ 22% 2 ★ 0% 1 ★ 22%

What’s new

Version 3.0.2 · Updated September 18, 2026

- General performance improvements and bug fixes to improve overall app stability.

App privacy

The developer, PennyTree Business Limited, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Financial Info: Payment Info
  • Contact Info: Email Address, Name, Phone Number

Used for: App Functionality

Alternatives to PennyTree

Looking for apps like PennyTree? Here are 6 similar apps on the App Store. The highest rated is Vant - Bank, Save & Invest (5.0/5), and all 6 are free to download.

PennyTree vs. alternatives
App Rating Price Last updated Compare
PennyTree 3.7 / 5 (9 ratings) Free September 18, 2026
Zikora 4.4 / 5 (5) Free Oct 15, 2026 Compare
KuleanPay 4.8 / 5 (8) Free Apr 25, 2025 Compare
Vant - Bank, Save & Invest 5.0 / 5 (1) Free Mar 20, 2025 Compare
Awabah – Free Jan 5, 2026 Compare
Payed Cash 4.0 / 5 (4) Free Sep 29, 2026 Compare
Remis Africa – Free May 4, 2026 Compare

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