Smart Money

Loans.com.au Finance iPhoneiPadiPod touch

Smart Money is a free Finance app for iPhone and iPad by Loans.com.au. Rated 5.0/5 from 2 ratings. Requires iOS 16.0. Updated October 19, 2026.

Rating: 5.0; 2 ratings
Price: Free; on the App Store
Size: 88 MB; Age 4+
Updated: Oct 19; 2026 · v1.77.5

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Screenshots

About Smart Money

Top features • See your balance, access your accounts, transfer money and pay bills • View your account transaction history • Instantly activate, and change your PIN on your debit card • Manage your loan repayments or change your transfer limit • Access and edit your Biller and Pay Anyone lists • Download your transactions in multiple formats • Multiple contact forms to request specific changes to your accounts • Messaging Service to contact us directly via the app Loans.com.au Online Services is secure and can only be accessed with your Access Code. All data is protected with high-grade encryption.

What’s new

Version 1.77.5 · Updated October 19, 2026

Improvements on displaying account details.

App privacy

The developer, Loans.com.au, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

Identifiers: User ID

Used for: Analytics

App details

Smart Money is a free Finance app for iPhone, iPad and iPod touch, developed by Loans.com.au. It is rated 5.0 out of 5 from 2 ratings on the App Store, requires iOS 16.0 or later and is 88 MB to download. It was first released on December 19, 2017 and last updated on October 19, 2026.

Category: Finance
Rating: 5.0 / 5 (2 ratings)
Price: Free
Version: 1.77.5
Size: 88 MB
Requires: iOS 16.0 or later
Compatibility: iPhone, iPad, iPod touch
Languages: English
Age rating: 4+
Released: December 19, 2017
Last updated: October 19, 2026
Developer: Loans.com.au

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Listing score

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Grade B

Number of ratings (2): More ratings make the average more convincing.
App name length (11 / 30): There’s room for a keyword after your brand, e.g. “Brand: What it does”.
Languages (1): Only one language. Localizing the listing for your biggest markets can bring more installs.

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Alternatives to Smart Money

Looking for apps like Smart Money? Here are 6 similar apps on the App Store. The highest rated is Up — Simplify Money (4.7/5), and all 6 are free to download.

Smart Money vs. alternatives
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Smart Money	5.0 / 5 (2 ratings)	Free	October 19, 2026
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Cash Lender - IOU & Loans	4.3 / 5 (148)	Free	Sep 5, 2025	Compare
Loan Interest Guide	4.1 / 5 (20)	Free	Aug 26, 2026	Compare
Up — Simplify Money	4.7 / 5 (191)	Free	Oct 20, 2026	Compare
Ubank: Digital Banking	4.6 / 5 (167)	Free	Oct 13, 2026	Compare
MiniPay: Easy Global Wallet	4.5 / 5 (504)	Free	Oct 7, 2026	Compare

Compare Smart Money with the top alternatives: ratings, updates, ASO score and keyword gaps →