Up — Simplify Money
Up Money Finance iPhoneiPadiPod touchApple Watch
Up — Simplify Money is a free Finance app for iPhone and iPad by Up Money. Rated 4.7/5 from 190 ratings. Requires iOS 15.1. Updated October 5, 2026.
- Rating
- 4.7
- 190 ratings
- Price
- Free
- on the App Store
- Size
- 485 MB
- Age 4+
- Updated
- Oct 5
- 2026 · v5.1.0
Screenshots
About Up — Simplify Money
Simplify Money, Amplify Life. Up is designed to make money easy for everyone. Open an account in minutes and join over 1,000,000 Australians experiencing the financial control of Up. * Put your budget on cruise control. Say goodbye to nasty surprises, know where every buck goes and how much you can spend. * Map out Savers for the things you want and need. Up has the tools to make filling them up a breeze. The only winner in this game is you. * Money with mates just got easy. Slice bills and request cash from your mates (we'll handle the reminders). Send money with a chat and a gif. Ready to go multiplayer? Fight finances in co-op mode with 2Up. * We've got your back no matter where you're at. Up is your best companion for overseas travel, equipped with tools that allow you to speak the language of money no matter where you are in the world. * Get fast support from real humans, 18 hours a day, 7 days a week. Message our locally-based crew in-app via the Talk to Us tab. Get set up in minutes and experience firsthand why life's better on The Upside. T&Cs @ up.com.au/terms. International money transfers performed by Wise. Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.
Ratings & reviews
4.7
190 ratings
What’s new
Version 5.1.0 · Updated October 5, 2026
+ Up Home is opening a new door this week. What’s on the other side? You’ll have to wait and see. + General tinkering, bug bothering and making things behave themselves. Light work.
App privacy
The developer, Up Money, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Contact Info: Email Address, Name, Physical Address, Phone Number
- Contacts: Contacts
- Identifiers: Device ID, User ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
- Financial Info: Payment Info, Other Financial Info
- User Content: Photos or Videos, Customer Support
Used for: Developer’s Advertising or Marketing, Analytics, Product Personalization, App Functionality
Alternatives to Up — Simplify Money
Looking for apps like Up — Simplify Money? Here are 6 similar apps on the App Store. The highest rated is CommBank (4.8/5), and all 6 are free to download.
-
Ubank: Digital Banking
4.6
-
CommBank
4.8
-
Westpac
4.6
-
ING Australia Banking
2.6
-
Australian Taxation Office
4.8
-
Bendigo Bank
4.7
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Up — Simplify Money | 4.7 / 5 (190 ratings) | Free | October 5, 2026 | |
| Ubank: Digital Banking | 4.6 / 5 (167) | Free | Sep 29, 2026 | Compare |
| CommBank | 4.8 / 5 (2,658) | Free | Sep 29, 2026 | Compare |
| Westpac | 4.6 / 5 (356) | Free | Sep 23, 2026 | Compare |
| ING Australia Banking | 2.6 / 5 (16) | Free | Sep 14, 2026 | Compare |
| Australian Taxation Office | 4.8 / 5 (6) | Free | Sep 27, 2026 | Compare |
| Bendigo Bank | 4.7 / 5 (64) | Free | Oct 5, 2026 | Compare |