Emma - Budget Planner Tracker
Emma Technologies LTD. Finance iPhoneiPadiPod touch
Emma - Budget Planner Tracker is a free Finance app for iPhone and iPad by Emma Technologies LTD. Rated 4.7/5 from 1,416 ratings. Requires iOS 15.1.
- Rating
- 4.7
- 1.4K ratings
- Price
- Free
- on the App Store
- Size
- 158 MB
- Age 4+
- Updated
- Oct 12
- 2026 · v6.3.4
Screenshots
About Emma - Budget Planner Tracker
Meet Emma, your financial super app ● All your accounts in one place ● Find and track your subscriptions ● Set budgets ● Weekly reports ● Analyze your spending & expenses ● Daily balance notifications ● Overdraft alerts BANK LEVEL SECURITY Worried about sharing your data? We hear you. ● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored. ● Emma uses biometric security authentication for an added level of protection. CUSTOMER REVIEWS “This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!” Sarah “I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!” Mike OUR MISSION We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for. We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M. MORE FEATURES? GO PLUS, PRO OR ULTIMATE We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade: Emma Plus True Balance - preemptively see the balance of your bank account after your subscriptions are removed Fraud Detection - find out whether your personal details have been part of a known data breach Bill Reminders - get reminded about your upcoming bills so you never miss a payment Cashback - get cashback from your favorite brands Emma Pro All the features in Emma Plus Custom categories - so you can customize your finances to your heart's content Rename transactions - for easier reference Export data - to understand your finances on excel Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma Create Smart Rules - to automate your Offline Accounts. Look, no hands! Split your transactions - into multiple categories for more flexibility Legendary Pro Icon - because you are a Pro Emma Ultimate All the features in Emma Plus & Pro Spaces - group together different accounts to see separated analytics and budgets Ultimate Icon - so you can show them who's boss ----------------------------------- If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free. Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952 Company Registration Number: 10578464. Terms and Conditions: https://emma-app.com/terms Privacy Policy: https://emma-app.com/privacy
Ratings & reviews
4.7
1.4K ratings
What’s new
Version 6.3.4 · Updated October 12, 2026
Bug fixes & performance improvements.
App privacy
The developer, Emma Technologies LTD., reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Contact Info: Name, Email Address, Phone Number
- Financial Info: Other Financial Info
- Location: Coarse Location
- Contacts: Contacts
Used for: Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID, User ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data
Used for: Third-Party Advertising, Analytics
Alternatives to Emma - Budget Planner Tracker
Looking for apps like Emma - Budget Planner Tracker? Here are 6 similar apps on the App Store. The highest rated is Weekly: Budget Planner & Bills (4.8/5), and all 6 are free to download.
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Weekly: Budget Planner & Bills
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HMRC
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Expense & Budget App: Spendee
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MoneyCoach AI Budget Planner
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Budget App & Expense Tracker
4.8
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Emma - Budget Planner Tracker | 4.7 / 5 (1,416 ratings) | Free | October 12, 2026 | |
| Weekly: Budget Planner & Bills | 4.8 / 5 (3,802) | Free | Oct 4, 2026 | Compare |
| Financielle: Budget Planner | 4.4 / 5 (183) | Free | Nov 25, 2025 | Compare |
| HMRC | 4.8 / 5 (600) | Free | Oct 1, 2026 | Compare |
| Expense & Budget App: Spendee | 4.6 / 5 (6,258) | Free | Oct 12, 2026 | Compare |
| MoneyCoach AI Budget Planner | 4.5 / 5 (2,647) | Free | Sep 26, 2026 | Compare |
| Budget App & Expense Tracker | 4.8 / 5 (2,678) | Free | Feb 18, 2026 | Compare |